# eSewa vs MBL M

The clearest difference is update cadence: eSewa at fortnightly against MBL M's every 2 months. eSewa also leads on ratings volume (521 vs 43). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.2 for eSewa against 3.2 for MBL M. That said, the two scores are not equally well evidenced: eSewa has 521 ratings behind it against 43, so its average is the more settled of the two. Written reviews are what separate them: 19% of eSewa's written reviews are positive against 13% of MBL M's.

eSewa ships an update fortnightly, MBL M every 2 months. The most recent releases landed on September 19, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | eSewa | MBL M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (521 ratings)](https://appshunter.io/ios/app/esewa/id614370939/reviews) | [3.2 (43 ratings)](https://appshunter.io/ios/app/mbl-m-smart/id652696290/reviews) |
| Number of ratings | **521** | 43 |
| Positive reviews | **18.9% of reviews** | 12.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 416 MB | 175 MB |
| Requires iOS | 13 | **12.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ESEWA LTD.](https://appshunter.io/developer/1838270512) | [Machhapuchchhre Bank Ltd](https://appshunter.io/developer/1448456647) |

## What reviewers say

### eSewa

[App page](https://appshunter.io/ios/app/esewa/id614370939)

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

**Highlights:** Mobile recharge and top-up, Utility bill payments (electricity, water, internet), Ticket booking (air, bus), Fund loading via internet banking, counter deposit, or cash points, Send and receive money, Online shopping, School fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features

**Reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support


### MBL M

[App page](https://appshunter.io/ios/app/mbl-m-smart/id652696290)

Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Transaction dispute tracking

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eSewa free?

eSewa is free to download, with no in-app purchases.

### Is MBL M free?

MBL M is free to download, with no in-app purchases.

### Which has better reviews, eSewa or MBL M?

eSewa and MBL M are both rated 3.2 out of 5 on the App Store, from 521 and 43 ratings respectively.

### Do eSewa or MBL M have ads?

Neither eSewa nor MBL M shows ads.

### Which is updated more often, eSewa or MBL M?

eSewa ships an update fortnightly, and MBL M every 2 months. Most recently, eSewa was updated on September 19, 2026 and MBL M on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*