# eSewa vs nBank

The clearest difference is rating: nBank at 3.5 against eSewa's 3.2. nBank also leads on review sentiment (31% vs 19%) and update cadence (weekly vs fortnightly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

nBank holds the better App Store score, 3.5 against 3.2. Both are backed by a comparable volume of ratings — 521 and 250 respectively. Written reviews point the same way: 19% of eSewa's written reviews are positive against 31% of nBank's.

eSewa ships an update fortnightly, nBank weekly. The most recent releases landed on September 19, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | eSewa | nBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (521 ratings)](https://appshunter.io/ios/app/esewa/id614370939/reviews) | **[3.5 (250 ratings)](https://appshunter.io/ios/app/nbank/id652700251/reviews)** |
| Number of ratings | **521** | 250 |
| Positive reviews | 18.9% of reviews | **31.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | Free |
| Size | 416 MB | 180 MB |
| Requires iOS | 13 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ESEWA LTD.](https://appshunter.io/developer/1838270512) | [Nabil Bank Ltd.](https://appshunter.io/developer/1355449665) |

## What reviewers say

### eSewa

[App page](https://appshunter.io/ios/app/esewa/id614370939)

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

**Highlights:** Mobile recharge and top-up, Utility bill payments (electricity, water, internet), Ticket booking (air, bus), Fund loading via internet banking, counter deposit, or cash points, Send and receive money, Online shopping, School fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features

**Reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support


### nBank

[App page](https://appshunter.io/ios/app/nbank/id652700251)

This digital banking platform allows users to manage their finances entirely online. Open accounts, complete KYC, pay bills, deposit funds, and apply for loans without visiting a physical branch. Access various services like remittances, mobile top-ups, and payment options directly from the app.

**Highlights:** Digital account opening, Online KYC completion, Bill payments, Money remittance (nRemit), Cardless ATM withdrawal (Mobile Cash), Loan EMI calculator, Exchange rate information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to operate
- 👍 User-friendly app with good features
- 🔒 Reliable and secure banking service
- 💡 Convenient all-in-one banking solution

**What reviewers complain about**

- 🐛 Crashes and performance issues
- 🔍 Missing or limited information in app
- 🔒 Inconvenient security measures
- 🤔 Confusing UI changes with new updates

**Reported bugs**

- Unable to activate deactivated cards
- Issues with adding cards and accessing account information
- Problems with OTP verification and password reset
- App not working properly on WiFi connection

**Requested features**

- Add support for Apple Pay, Samsung Pay, and other mobile wallets
- Improve transaction history and statement details
- Provide better support for overseas customers and multiple accounts
- Enhance app stability and reduce crashes


## Frequently asked questions

### Is eSewa free?

eSewa is free to download, with no in-app purchases.

### Is nBank free?

nBank is free to download, with no in-app purchases.

### Which has better reviews, eSewa or nBank?

nBank is rated higher. eSewa averages 3.2 out of 5 from 521 ratings, while nBank averages 3.5 from 250 ratings.

### Do eSewa or nBank have ads?

Neither eSewa nor nBank shows ads.

### Which is updated more often, eSewa or nBank?

eSewa ships an update fortnightly, and nBank weekly. Most recently, eSewa was updated on September 19, 2026 and nBank on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*