# eSewa vs NIMB Smart

The clearest difference is update cadence: eSewa at every 10 days against NIMB Smart's monthly. eSewa also leads on ratings volume (531 vs 61). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NIMB Smart holds the better App Store score, 3.4 against 3.2. That said, the two scores are not equally well evidenced: eSewa has 531 ratings behind it against 61, so its average is the more settled of the two. Written reviews complicate that: 19% of eSewa's written reviews are positive against 17% of NIMB Smart's, so the app with the better star average is not the one people write more warmly about.

eSewa ships an update every 10 days, NIMB Smart monthly. Both last shipped on October 16, 2026.

## The numbers

| Metric | eSewa | NIMB Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (531 ratings)](https://appshunter.io/ios/app/esewa/id614370939/reviews) | **[3.4 (61 ratings)](https://appshunter.io/ios/app/nimb-smart/id901814671/reviews)** |
| Number of ratings | **531** | 61 |
| Positive reviews | **18.9% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free | Free |
| Size | 417 MB | 173 MB |
| Requires iOS | 13 | **12.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ESEWA LTD.](https://appshunter.io/developer/1838270512) | [MEGA BANK NEPAL LIMITED](https://appshunter.io/developer/1453806036) |

## What reviewers say

### eSewa

[App page](https://appshunter.io/ios/app/esewa/id614370939)

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

**Highlights:** Mobile recharge and top-up, Utility bill payments (electricity, water, internet), Ticket booking (air, bus), Fund loading via internet banking, counter deposit, or cash points, Send and receive money, Online shopping, School fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features

**Reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support


### NIMB Smart

[App page](https://appshunter.io/ios/app/nimb-smart/id901814671)

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eSewa free?

eSewa is free to download, with no in-app purchases.

### Is NIMB Smart free?

NIMB Smart is free to download, with no in-app purchases.

### Which has better reviews, eSewa or NIMB Smart?

NIMB Smart is rated higher. eSewa averages 3.2 out of 5 from 531 ratings, while NIMB Smart averages 3.4 from 61 ratings.

### Do eSewa or NIMB Smart have ads?

Neither eSewa nor NIMB Smart shows ads.

### Which is updated more often, eSewa or NIMB Smart?

eSewa ships an update every 10 days, and NIMB Smart monthly. Most recently, eSewa was updated on October 16, 2026 and NIMB Smart on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*