# Oberbank vs flateXSecure

Oberbank and flateXSecure both sit at 4.6 stars, but that hides the real split: 85% of flateXSecure's written reviews are positive against 50% of Oberbank's. flateXSecure also leads on iOS requirement (12.0 vs 16.0). Oberbank's advantage is update cadence (monthly vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Oberbank against 4.5 for flateXSecure. Both are backed by a comparable volume of ratings — 55 and 84 respectively. Written reviews are what separate them: 50% of Oberbank's written reviews are positive against 85% of flateXSecure's.

Oberbank ships an update monthly, flateXSecure every 5 months. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Oberbank | flateXSecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (55 ratings)](https://appshunter.io/ios/app/oberbank/id614809196/reviews)** | [4.5 (84 ratings)](https://appshunter.io/ios/app/flatexsecure/id1174476178/reviews) |
| Number of ratings | 55 | **84** |
| Positive reviews | 50.0% of reviews | **84.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 204 MB | 10 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Oberbank AG](https://appshunter.io/developer/614809199) | [flatexDEGIRO SE](https://appshunter.io/developer/638392948) |

## What reviewers say

### Oberbank

[App page](https://appshunter.io/ios/app/oberbank/id614809196)

Manage your banking needs on the go with this app. Access all your accounts, cards, and investment information, and perform transactions like SEPA transfers. It also offers features like a QR code reader for easier data entry and an electronic mailbox.

**Highlights:** Account and card overview, SEPA bank transfer, QR code and IBAN reader, Limit changes for debit cards, Electronic mailbox, Latest news updates

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### flateXSecure

[App page](https://appshunter.io/ios/app/flatexsecure/id1174476178)

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

**Highlights:** Secure transaction authorization, iTAN card alternative, Receive TANs on smartphone/tablet, Push notifications, Choose authorization method

**In-app purchases:** none


## Frequently asked questions

### Is Oberbank free?

Oberbank is free to download, with no in-app purchases.

### Is flateXSecure free?

flateXSecure is free to download, with no in-app purchases.

### Which has better reviews, Oberbank or flateXSecure?

Oberbank is rated higher. Oberbank averages 4.6 out of 5 from 55 ratings, while flateXSecure averages 4.5 from 84 ratings.

### Do Oberbank or flateXSecure have ads?

Neither Oberbank nor flateXSecure shows ads.

### Which is updated more often, Oberbank or flateXSecure?

Oberbank ships an update monthly, and flateXSecure every 5 months. Most recently, Oberbank was updated on October 15, 2026 and flateXSecure on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*