# P1FCU Digital Banking vs MountainWest

The clearest difference is rating: MountainWest at 4.8 against P1FCU Digital Banking's 2.8. MountainWest also leads on review sentiment (66% vs 35%) and ratings volume (3.7K vs 37). P1FCU Digital Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MountainWest holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: MountainWest has 3.7K ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 35% of P1FCU Digital Banking's written reviews are positive against 66% of MountainWest's.

P1FCU Digital Banking ships an update every 2 months, MountainWest monthly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | P1FCU Digital Banking | MountainWest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (37 ratings)](https://appshunter.io/ios/app/p1fcu-digital-banking/id618475165/reviews) | **[4.8 (3.7K ratings)](https://appshunter.io/ios/app/mountainwest/id6474047482/reviews)** |
| Number of ratings | 37 | **3.7K** |
| Positive reviews | 34.8% of reviews | **66.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 129 MB | 199 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Potlatch No.1 Financial Credit Union](https://appshunter.io/developer/618475168) | [Glacier Bank](https://appshunter.io/developer/533995512) |

## What reviewers say

### P1FCU Digital Banking

[App page](https://appshunter.io/ios/app/p1fcu-digital-banking/id618475165)

Manage your finances conveniently from your mobile device. Check balances, view transactions, transfer funds, and deposit checks remotely. Securely control your cards with alerts and spending limits, and communicate with support through messaging.

**Highlights:** 24/7 account balance checks, View transaction history, Fund transfers, Mobile check deposit, Card management (lock/unlock, limits, alerts), Secure messaging

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- ✅ Basic banking tasks handled
- 💡 Budget tracking available
- 💳 Touch ID login support
- 💻 Consistent website/app experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐌 Slow loading times
- ❌ Login issues and errors
- 📉 Loss of essential features
- 📱 Incompatibility with some devices (iPads, M1 Pro)

**Reported bugs**

- App crashes upon opening
- App won't load or authenticate
- Login credentials no longer working
- System not compatible with some iPads
- Lost function to assign categories/split purchases

**Requested features**

- Add message/memo to payees on bill pay
- Update app for M1 Pro support
- Mobile deposit option on iPhone
- Allow reordering of account lists
- Restore category reassignment and icons


### MountainWest

[App page](https://appshunter.io/ios/app/mountainwest/id6474047482)

Manage your finances with this personal financial advocate. Organize transactions, set alerts, make payments, transfer funds, and deposit checks. Secure your account with a passcode or biometrics.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Manage debit cards, View and save statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Ease of use
- 👍 Convenient
- 👍 Intuitive and user-friendly interface
- 👍 Sleek and modern design
- 🚀 Fast and efficient

**What reviewers complain about**

- 🐛 Slow app loading times
- 🐛 Spinning wheel of death
- 🐛 Inconsistencies in the new system
- 🔋 Too many notifications

**Reported bugs**

- Slow app loading times
- Spinning wheel of death
- Inconsistencies in the new system

**Requested features**

- Dark mode option
- Ability to see true available balance at a glance


## Frequently asked questions

### Is P1FCU Digital Banking free?

P1FCU Digital Banking is free to download, with no in-app purchases.

### Is MountainWest free?

MountainWest is free to download, with no in-app purchases.

### Which has better reviews, P1FCU Digital Banking or MountainWest?

MountainWest is rated higher. P1FCU Digital Banking averages 2.8 out of 5 from 37 ratings, while MountainWest averages 4.8 from 3.7K ratings.

### Do P1FCU Digital Banking or MountainWest have ads?

Neither P1FCU Digital Banking nor MountainWest shows ads.

### Which is updated more often, P1FCU Digital Banking or MountainWest?

P1FCU Digital Banking ships an update every 2 months, and MountainWest monthly. Most recently, P1FCU Digital Banking was updated on November 1, 2026 and MountainWest on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
