# 房贷计算器 vs 同花顺爱基金

The clearest difference is rating: 同花顺爱基金 at 4.8 against 房贷计算器's 3.0. 同花顺爱基金 also leads on update cadence (fortnightly vs every 6 months) and ratings volume (62 vs 1). 房贷计算器's advantage is iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

同花顺爱基金 holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: 同花顺爱基金 has 62 ratings behind it against 1, so its average is the more settled of the two.

房贷计算器 ships an update every 6 months, 同花顺爱基金 fortnightly. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | 房贷计算器 | 同花顺爱基金 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/id620262455/reviews) | **[4.8 (62 ratings)](https://appshunter.io/ios/app/id641426648/reviews)** |
| Number of ratings | 1 | **62** |
| Positive reviews | 91.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 6 MB | 89 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [浙江同花顺网络科技有限公司](https://appshunter.io/developer/1097655740) | [浙江同花顺基金销售有限公司](https://appshunter.io/developer/1050111172) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/id620262455)

This finance app helps users find the most cost-effective mortgage solutions. It calculates options for commercial loans, provident fund loans, and combined loans, considering real-time interest rates and LPR adjustments. The tool also supports early repayment calculations.

**Highlights:** Mortgage loan calculations, Commercial loan support, Provident fund loan support, Combined loan options, LPR interest rate support, Early repayment calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 同花顺爱基金

[App page](https://appshunter.io/ios/app/id641426648)

Invest in selected funds with potential for daily returns. This platform offers smart investment tools, curated fund selections, and real-time asset tracking. Enjoy zero-fee subscriptions and personalized advisory services.

**Highlights:** Smart fund selection with big data, Curated fund recommendations, Real-time net value updates, Personalized investment portfolios, Zero-fee subscription offers, Daily income tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Is 同花顺爱基金 free?

同花顺爱基金 is free to download, with no in-app purchases.

### Which has better reviews, 房贷计算器 or 同花顺爱基金?

同花顺爱基金 is rated higher. 房贷计算器 averages 3.0 out of 5 from 1 ratings, while 同花顺爱基金 averages 4.8 from 62 ratings.

### Do 房贷计算器 or 同花顺爱基金 have ads?

Neither 房贷计算器 nor 同花顺爱基金 shows ads.

### Which is updated more often, 房贷计算器 or 同花顺爱基金?

房贷计算器 ships an update every 6 months, and 同花顺爱基金 fortnightly. Most recently, 房贷计算器 was updated on October 7, 2026 and 同花顺爱基金 on October 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*