# 房贷计算器 vs 中金财富

The clearest difference is rating: 房贷计算器 at 3.0 against 中金财富's 1.7. 房贷计算器 also leads on in-app purchases (none vs 10) and review sentiment (92% vs 58%). 中金财富's advantage is update cadence (every 2 weeks vs every 6 months) and ratings volume (19 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. 中金财富 sells 10 one-off in-app purchases. 房贷计算器 asks for nothing beyond the download.

房贷计算器 holds the better App Store score, 3.0 against 1.7. That said, the two scores are not equally well evidenced: 中金财富 has 19 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 92% of 房贷计算器's written reviews are positive against 58% of 中金财富's.

房贷计算器 ships an update every 6 months, 中金财富 every 2 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | 房贷计算器 | 中金财富 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/id620262455/reviews)** | [1.7 (19 ratings)](https://appshunter.io/ios/app/id917565983/reviews) |
| Number of ratings | 1 | **19** |
| Positive reviews | **91.7% of reviews** | 58.3% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 6 MB | 414 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [浙江同花顺网络科技有限公司](https://appshunter.io/developer/1097655740) | [CHINA CICC WEALTH MANAGEMENT SECURITIES COMPANY LIMITED](https://appshunter.io/developer/477668913) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/id620262455)

This finance app helps users find the most cost-effective mortgage solutions. It calculates options for commercial loans, provident fund loans, and combined loans, considering real-time interest rates and LPR adjustments. The tool also supports early repayment calculations.

**Highlights:** Mortgage loan calculations, Commercial loan support, Provident fund loan support, Combined loan options, LPR interest rate support, Early repayment calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 中金财富

[App page](https://appshunter.io/ios/app/id917565983)

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| level2-1个月 | $0.99 | one-time |
| 相似K线1个月 | $3.99 | one-time |
| 多空信号1个月 | $6.99 | one-time |
| level2-6个月 | $6.99 | one-time |
| level2-12个月 | $12.99 | one-time |
| 趋势信号灯1个月 | $17.99 | one-time |
| AI金股一个月 | $32.99 | one-time |
| AI金股三个月 | $89.99 | one-time |
| AI金股六个月 | $179.99 | one-time |
| AI金股十二个月 | $299.99 | one-time |


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Is 中金财富 free?

中金财富 is free to download, with in-app purchases available.

### Which has better reviews, 房贷计算器 or 中金财富?

房贷计算器 is rated higher. 房贷计算器 averages 3.0 out of 5 from 1 ratings, while 中金财富 averages 1.7 from 19 ratings.

### Do 房贷计算器 or 中金财富 have ads?

Neither 房贷计算器 nor 中金财富 shows ads.

### Which is updated more often, 房贷计算器 or 中金财富?

房贷计算器 ships an update every 6 months, and 中金财富 every 2 weeks. Most recently, 房贷计算器 was updated on November 1, 2026 and 中金财富 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*