# BNI SMS Banking vs SimobiPlus

The clearest difference is review sentiment: SimobiPlus at 76% against BNI SMS Banking's 27%. SimobiPlus also leads on rating (4.1 vs 3.4) and update cadence (every 2 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimobiPlus holds the better App Store score, 4.1 against 3.4. Both are backed by a comparable volume of ratings — 7 and 31 respectively. Written reviews point the same way: 27% of BNI SMS Banking's written reviews are positive against 76% of SimobiPlus's.

BNI SMS Banking ships an update every 3 months, SimobiPlus every 2 weeks. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | BNI SMS Banking | SimobiPlus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (7 ratings)](https://appshunter.io/ios/app/bni-sms-banking/id623228784/reviews) | **[4.1 (31 ratings)](https://appshunter.io/ios/app/simobiplus/id938705552/reviews)** |
| Number of ratings | 7 | **31** |
| Positive reviews | 27.0% of reviews | **76.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 133 MB | 193 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787) | [Bank Sinarmas](https://appshunter.io/developer/807937637) |

## What reviewers say

### BNI SMS Banking

[App page](https://appshunter.io/ios/app/bni-sms-banking/id623228784)

Easily manage your bank accounts and perform various transactions directly from your smartphone via SMS. Offers both non-financial inquiries and financial transactions like transfers and bill payments for registered users.

**Highlights:** Balance inquiry, Transaction history, Bill payments, Fund transfers, Mobile reloads, PIN management

**In-app purchases:** none


### SimobiPlus

[App page](https://appshunter.io/ios/app/simobiplus/id938705552)

Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.

**Highlights:** Open savings accounts instantly, Local and international money transfers, Pay bills and top-up e-wallets, Scheduled bill payments, Cashless transactions via QRIS, Track and top-up investments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BNI SMS Banking free?

BNI SMS Banking is free to download, with no in-app purchases.

### Is SimobiPlus free?

SimobiPlus is free to download, with no in-app purchases.

### Which has better reviews, BNI SMS Banking or SimobiPlus?

SimobiPlus is rated higher. BNI SMS Banking averages 3.4 out of 5 from 7 ratings, while SimobiPlus averages 4.1 from 31 ratings.

### Do BNI SMS Banking or SimobiPlus have ads?

Neither BNI SMS Banking nor SimobiPlus shows ads.

### Which is updated more often, BNI SMS Banking or SimobiPlus?

BNI SMS Banking ships an update every 3 months, and SimobiPlus every 2 weeks. Most recently, BNI SMS Banking was updated on October 6, 2026 and SimobiPlus on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*