# CrontoSign Swiss vs SHKB Twint

The clearest difference is rating: SHKB Twint at 4.9 against CrontoSign Swiss's 3.0. SHKB Twint also leads on ratings volume (7 vs 1). CrontoSign Swiss's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SHKB Twint holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: SHKB Twint has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

CrontoSign Swiss ships an update every 5 months, SHKB Twint every 3 months. The most recent releases landed on July 6, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | CrontoSign Swiss | SHKB Twint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/crontosign-swiss/id624633068/reviews) | **[4.9 (7 ratings)](https://appshunter.io/ios/app/shkb-twint/id1597721018/reviews)** |
| Number of ratings | 1 | **7** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | **Free** | Ad-supported |
| Size | 69 MB | 56 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OneSpan Solutions UK Limited](https://appshunter.io/developer/427970593) | [Schaffhauser Kantonalbank](https://appshunter.io/developer/779380941) |

## What reviewers say

### CrontoSign Swiss

[App page](https://appshunter.io/ios/app/crontosign-swiss/id624633068)

Securely authenticate e-banking access and transactions by photographing a colored mosaic displayed on your computer. This app decodes the mosaic and generates an authorization code for verification, working offline and with multiple banks.

**Highlights:** E-banking access authentication, Transaction authentication, Colored mosaic decoding, Offline functionality, Multi-bank support, Personalized security key

**Features:** macOS Compatibility

**In-app purchases:** none


### SHKB Twint

[App page](https://appshunter.io/ios/app/shkb-twint/id1597721018)

This Swiss payment app allows for fast, secure, and easy transactions. Send and receive money, pay for purchases, and access various convenient features like paying parking tickets and donating to charities.

**Highlights:** Fast and secure payments, Send and receive money for free, Pay for purchases online and in-store, Pay parking tickets with refunds, Withdraw cash, Donate to social projects, Buy and gift digital vouchers

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CrontoSign Swiss free?

CrontoSign Swiss is free to download, with no in-app purchases.

### Is SHKB Twint free?

SHKB Twint is free to download, with no in-app purchases.

### Which has better reviews, CrontoSign Swiss or SHKB Twint?

SHKB Twint is rated higher. CrontoSign Swiss averages 3.0 out of 5 from 1 ratings, while SHKB Twint averages 4.9 from 7 ratings.

### Do CrontoSign Swiss or SHKB Twint have ads?

SHKB Twint shows ads; CrontoSign Swiss does not.

### Which is updated more often, CrontoSign Swiss or SHKB Twint?

CrontoSign Swiss ships an update every 5 months, and SHKB Twint every 3 months. Most recently, CrontoSign Swiss was updated on July 6, 2026 and SHKB Twint on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*