# SFCU CU vs STACKD

The clearest difference is ratings volume: SFCU CU at 11K against STACKD's 8. STACKD's advantage is review sentiment (100% vs 85%) and monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STACKD holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SFCU CU has 11K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 85% of SFCU CU's written reviews are positive against 100% of STACKD's.

SFCU CU ships an update monthly, STACKD every 4 weeks. The most recent releases landed on November 13, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SFCU CU | STACKD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (11K ratings)](https://appshunter.io/ios/app/sfcu-cu-online/id626177979/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/stackd-business-tracker/id6764704262/reviews)** |
| Number of ratings | **11K** | 8 |
| Positive reviews | 84.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 232 MB | 17 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SIDNEY FEDERAL CREDIT UNION](https://appshunter.io/developer/626177982) | [Angel Camacho](https://appshunter.io/developer/1895885970) |

## What reviewers say

### SFCU CU

[App page](https://appshunter.io/ios/app/sfcu-cu-online/id626177979)

Access your Sidney Federal Credit Union accounts conveniently online. Manage your finances, view balances, and conduct transactions from anywhere. Stay in control of your money with secure and easy-to-use digital banking.

**Highlights:** Online account access, View account balances, Conduct transactions, Secure digital banking

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Convenient mobile banking
- 🔒 Secure online transactions
- 💡 Helpful customer service
- 🤝 Welcoming and friendly staff

**What reviewers complain about**

- 🐛 Recurring login issues
- ⏱️ Slow app performance
- 🔍 Difficult to find certain features
- 💳 Trouble with Zelle and money transfers
- 📱 Lack of landscape mode support

**Reported bugs**

- App crashes and freezes
- Account information not displaying correctly
- Issues with mobile check deposits

**Requested features**

- Card locking option
- Improved budget tracking tools
- Increased mobile deposit limits
- Seamless integration with other apps


### STACKD

[App page](https://appshunter.io/ios/app/stackd-business-tracker/id6764704262)

This business tracker helps small business owners understand their finances by logging earnings and expenses. It calculates product costs, provides detailed analytics, and allows for easy data export. Works offline and syncs data to the cloud.

**Highlights:** Real-time profit tracking, Product cost calculation, Detailed business analytics, CSV/PDF data export, Offline functionality, Cloud data synchronization, Unlimited business support

**In-app purchases:** none


## Frequently asked questions

### Is SFCU CU free?

SFCU CU is free to download, with no in-app purchases.

### Is STACKD free?

STACKD is free to download, with no in-app purchases.

### Which has better reviews, SFCU CU or STACKD?

STACKD is rated higher. SFCU CU averages 4.8 out of 5 from 11K ratings, while STACKD averages 5.0 from 8 ratings.

### Do SFCU CU or STACKD have ads?

Neither SFCU CU nor STACKD shows ads.

### Which is updated more often, SFCU CU or STACKD?

SFCU CU ships an update monthly, and STACKD every 4 weeks. Most recently, SFCU CU was updated on November 13, 2026 and STACKD on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*