# 貸款計算機 vs IDA高研院

The clearest difference is in-app purchases: IDA高研院 at none against 貸款計算機's 1. IDA高研院 also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. 貸款計算機 sells 1 one-off in-app purchase. IDA高研院 asks for nothing beyond the download.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 8, 2026 and September 2, 2026 respectively.

## The numbers

| Metric | 貸款計算機 | IDA高研院 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (2 ratings)](https://appshunter.io/ios/app/ida/id1312732036/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 11.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | — | Free |
| Size | 5 MB | 517 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 9+ |
| Developer | [CHING FENG WANG](https://appshunter.io/developer/394371304) | [Guangzhou IMM Information & Technology Co., Ltd.](https://appshunter.io/developer/1692133202) |

## What reviewers say

### 貸款計算機

[App page](https://appshunter.io/ios/app/id627404597)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 移除廣告 | $9.99 | one-time |


### IDA高研院

[App page](https://appshunter.io/ios/app/ida/id1312732036)

This app provides an innovative insurance education platform for global Chinese insurance professionals. It integrates top mentors, AI training, and a global perspective to enhance marketing strategies and business development.

**Highlights:** Innovative insurance education model, Lifelong learning platform, AI training and practical exercises, Expert-led courses, Global elite community, Cross-cultural exchange

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 貸款計算機 free?

貸款計算機 is free to download, with in-app purchases available.

### Is IDA高研院 free?

IDA高研院 is free to download, with no in-app purchases.

### Do 貸款計算機 or IDA高研院 have ads?

貸款計算機 shows ads; IDA高研院 does not.

### Which is updated more often, 貸款計算機 or IDA高研院?

貸款計算機 ships an update monthly, and IDA高研院 monthly. Most recently, 貸款計算機 was updated on September 8, 2026 and IDA高研院 on September 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*