# SBW vs Mascoma Bank

SBW and Mascoma Bank both sit at 4.7 stars, but that hides the real split: 87% of SBW's written reviews are positive against 64% of Mascoma Bank's. Mascoma Bank's advantage is update cadence (monthly vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for SBW against 4.8 for Mascoma Bank. Both are backed by a comparable volume of ratings — 827 and 869 respectively. Written reviews are what separate them: 87% of SBW's written reviews are positive against 64% of Mascoma Bank's.

SBW ships an update every 4 months, Mascoma Bank monthly. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | SBW | Mascoma Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (827 ratings)](https://appshunter.io/ios/app/sbw/id627671332/reviews) | **[4.8 (869 ratings)](https://appshunter.io/ios/app/mascoma-bank/id1176687875/reviews)** |
| Number of ratings | 827 | **869** |
| Positive reviews | **87.4% of reviews** | 64.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 58 MB | 128 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Savings Bank of Walpole](https://appshunter.io/developer/627671335) | [Mascoma Bank](https://appshunter.io/developer/461801433) |

## What reviewers say

### SBW

[App page](https://appshunter.io/ios/app/sbw/id627671332)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and view transaction history securely from anywhere. Access branch information and communicate with your bank through secure messaging.

**Highlights:** Check balances 24/7, Transfer funds, Pay bills, View transaction history, Secure messaging, Branch hours and location

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure transactions
- 💡 Helpful features like mobile deposit
- 👍 Intuitive interface

**What reviewers complain about**

- 🐛 Occasional glitches or bugs
- 🔍 Some features could be more intuitive
- 🔍 Limited customization options

**Reported bugs**

- Accounts switching places unexpectedly
- Mobile check deposit not working consistently
- Login screen freezing or not responding
- Incompatibility issues with older devices

**Requested features**

- Add ability to open new accounts through the app
- Improve mobile check deposit reliability
- Implement biometric login options
- Add more customization and personalization settings


### Mascoma Bank

[App page](https://appshunter.io/ios/app/mascoma-bank/id1176687875)

Consolidate all your financial accounts, including those from other institutions, into a single, real-time view. This secure tool helps you stay organized, track spending, and make informed financial decisions with customizable alerts and transaction details.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Secure 4-digit passcode

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 👍 Great customer service
- 👍 Helpful staff
- 👍 Treat customers like family
- 👍 Best bank in New England

**What reviewers complain about**

- 🐛 Screen management horrible on iPad
- 🐛 Hard to manage scrolling in bill pay
- 🐛 Message center issues
- 🐛 Old version was better
- 🐛 Cannot use PIN to access app

**Reported bugs**

- Screen management horrible on iPad
- Hard to manage scrolling in bill pay
- Message Center issues
- Cannot use PIN to access app
- Tedious password entry

**Requested features**

- Improve screen management and scrolling for iPad
- Message Center should start at inbox/sent screen
- Allow PIN access to app functions
- Improve mobile deposit feature
- Add more functionality to iOS mobile app (recurring payments, reminders)


## Frequently asked questions

### Is SBW free?

SBW is free to download, with no in-app purchases.

### Is Mascoma Bank free?

Mascoma Bank is free to download, with no in-app purchases.

### Which has better reviews, SBW or Mascoma Bank?

Mascoma Bank is rated higher. SBW averages 4.7 out of 5 from 827 ratings, while Mascoma Bank averages 4.8 from 869 ratings.

### Do SBW or Mascoma Bank have ads?

Neither SBW nor Mascoma Bank shows ads.

### Which is updated more often, SBW or Mascoma Bank?

SBW ships an update every 4 months, and Mascoma Bank monthly. Most recently, SBW was updated on October 23, 2026 and Mascoma Bank on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*