# MedMutual vs AIL Plus

MedMutual and AIL Plus both sit at 4.7 stars, but that hides the real split: 78% of AIL Plus's written reviews are positive against 22% of MedMutual's. MedMutual's advantage is monetization model (free vs ad-supported) and ratings volume (7.4K vs 1.6K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for MedMutual against 4.7 for AIL Plus. Both are backed by a comparable volume of ratings — 7.4K and 1.6K respectively. Written reviews are what separate them: 22% of MedMutual's written reviews are positive against 78% of AIL Plus's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | MedMutual | AIL Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (7.4K ratings)](https://appshunter.io/ios/app/medmutual/id628036896/reviews) | [4.7 (1.6K ratings)](https://appshunter.io/ios/app/ail-plus/id1502363340/reviews) |
| Number of ratings | **7.4K** | 1.6K |
| Positive reviews | 22.5% of reviews | **77.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 22 MB | 83 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Medical Mutual of Ohio](https://appshunter.io/developer/628036899) | [New Benefits](https://appshunter.io/developer/1263501155) |

## What reviewers say

### MedMutual

[App page](https://appshunter.io/ios/app/medmutual/id628036896)

Access your health plan details and manage your care with this app. It helps you find providers, estimate treatment costs, and track your healthcare spending.

**Highlights:** Health plan information access, Digital health insurance ID card, In-network provider search, Medical treatment cost estimation, Out-of-pocket spending tracker

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 👍 Easy to use
- 👍 Helpful for tracking medical bills
- 👍 Good customer service

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🐛 Login issues and app not working
- 🐛 Outdated and poor user interface
- 🐛 Inaccurate provider information
- 🐛 Inability to access key features

**Reported bugs**

- Blank screens and loading issues
- Login button not working
- App not opening after updates
- ID card not displaying properly

**Requested features**

- Access to plan documents
- Ability to track food and get healthy
- Dark mode option
- Fingerprint/biometric login


### AIL Plus

[App page](https://appshunter.io/ios/app/ail-plus/id1502363340)

Manage your benefit program conveniently from your mobile device. Customize your experience, access helpful guides, and get instant answers from an AI-powered expert. Requires an existing membership to use.

**Highlights:** On-the-go benefit access, Customizable home page, Provider selection, Dependent management, Benefit utilization guides, AI-powered expert chat

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MedMutual free?

MedMutual is free to download, with no in-app purchases.

### Is AIL Plus free?

AIL Plus is free to download, with no in-app purchases.

### Which has better reviews, MedMutual or AIL Plus?

MedMutual and AIL Plus are both rated 4.7 out of 5 on the App Store, from 7.4K and 1.6K ratings respectively.

### Do MedMutual or AIL Plus have ads?

Neither MedMutual nor AIL Plus shows ads.

### Which is updated more often, MedMutual or AIL Plus?

MedMutual ships an update every 2 months, and AIL Plus every 2 months. Most recently, MedMutual was updated on September 22, 2026 and AIL Plus on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*