# MedMutual vs NLFIT

The clearest difference is update cadence: MedMutual at every 2 months against NLFIT's every 14 months. NLFIT's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MedMutual ships an update every 2 months, NLFIT every 14 months. The most recent releases landed on September 25, 2026 and December 8, 2025 respectively.

## The numbers

| Metric | MedMutual | NLFIT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (7.4K ratings)](https://appshunter.io/ios/app/medmutual/id628036896/reviews)** | — |
| Number of ratings | **7.4K** | — |
| Positive reviews | 22.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 14 months |
| Monetization | Free | — |
| Size | 22 MB | 57 MB |
| Requires iOS | 14.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Medical Mutual of Ohio](https://appshunter.io/developer/628036899) | [Next Level Group LLC](https://appshunter.io/developer/1660627725) |

## What reviewers say

### MedMutual

[App page](https://appshunter.io/ios/app/medmutual/id628036896)

Access your health plan details and manage your care with this app. It helps you find providers, estimate treatment costs, and track your healthcare spending.

**Highlights:** Health plan information access, Digital health insurance ID card, In-network provider search, Medical treatment cost estimation, Out-of-pocket spending tracker

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 👍 Easy to use
- 👍 Helpful for tracking medical bills
- 👍 Good customer service

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🐛 Login issues and app not working
- 🐛 Outdated and poor user interface
- 🐛 Inaccurate provider information
- 🐛 Inability to access key features

**Reported bugs**

- Blank screens and loading issues
- Login button not working
- App not opening after updates
- ID card not displaying properly

**Requested features**

- Access to plan documents
- Ability to track food and get healthy
- Dark mode option
- Fingerprint/biometric login


### NLFIT

[App page](https://appshunter.io/ios/app/nlfit/id6499571658)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MedMutual free?

MedMutual is free to download, with no in-app purchases.

### Is NLFIT free?

NLFIT is free to download, with no in-app purchases.

### Do MedMutual or NLFIT have ads?

Neither MedMutual nor NLFIT shows ads.

### Which is updated more often, MedMutual or NLFIT?

MedMutual ships an update every 2 months, and NLFIT every 14 months. Most recently, MedMutual was updated on September 25, 2026 and NLFIT on December 8, 2025.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*