# MedMutual vs Lake Cycle

The clearest difference is ratings volume: MedMutual at 7.4K against Lake Cycle's 2. MedMutual also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.0). Lake Cycle's advantage is rating (5.0 vs 4.7) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lake Cycle holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MedMutual has 7.4K ratings behind it against 2, so its average is the more settled of the two.

MedMutual ships an update every 2 months, Lake Cycle every 3 weeks. The most recent releases landed on October 20, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | MedMutual | Lake Cycle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (7.4K ratings)](https://appshunter.io/ios/app/medmutual/id628036896/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/lake-cycle/id6766680586/reviews)** |
| Number of ratings | **7.4K** | 2 |
| Positive reviews | 22.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 22 MB | 38 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Medical Mutual of Ohio](https://appshunter.io/developer/628036899) | [Unless Lake LLC](https://appshunter.io/developer/1896314473) |

## What reviewers say

### MedMutual

[App page](https://appshunter.io/ios/app/medmutual/id628036896)

Access your health plan details and manage your care with this app. It helps you find providers, estimate treatment costs, and track your healthcare spending.

**Highlights:** Health plan information access, Digital health insurance ID card, In-network provider search, Medical treatment cost estimation, Out-of-pocket spending tracker

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 👍 Easy to use
- 👍 Helpful for tracking medical bills
- 👍 Good customer service

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🐛 Login issues and app not working
- 🐛 Outdated and poor user interface
- 🐛 Inaccurate provider information
- 🐛 Inability to access key features

**Reported bugs**

- Blank screens and loading issues
- Login button not working
- App not opening after updates
- ID card not displaying properly

**Requested features**

- Access to plan documents
- Ability to track food and get healthy
- Dark mode option
- Fingerprint/biometric login


### Lake Cycle

[App page](https://appshunter.io/ios/app/lake-cycle/id6766680586)

Easily browse and purchase class packs or memberships. Filter classes by type to find the perfect fit for your routine and manage your reservations to stay organized and committed to your fitness goals.

**Highlights:** Purchase class packs and memberships, Browse class schedule, Filter classes by type, Manage class reservations, Stay organized with fitness goals

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MedMutual free?

MedMutual is free to download, with no in-app purchases.

### Is Lake Cycle free?

Lake Cycle is free to download, with no in-app purchases.

### Which has better reviews, MedMutual or Lake Cycle?

Lake Cycle is rated higher. MedMutual averages 4.7 out of 5 from 7.4K ratings, while Lake Cycle averages 5.0 from 2 ratings.

### Do MedMutual or Lake Cycle have ads?

Neither MedMutual nor Lake Cycle shows ads.

### Which is updated more often, MedMutual or Lake Cycle?

MedMutual ships an update every 2 months, and Lake Cycle every 3 weeks. Most recently, MedMutual was updated on October 20, 2026 and Lake Cycle on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*