# Odea Mobile Banking vs N Kolay

The clearest difference is rating: N Kolay at 4.6 against Odea Mobile Banking's 4.3. N Kolay also leads on review sentiment (61% vs 49%) and ratings volume (61 vs 20). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

N Kolay holds the better App Store score, 4.6 against 4.3. Both are backed by a comparable volume of ratings — 20 and 61 respectively. Written reviews point the same way: 49% of Odea Mobile Banking's written reviews are positive against 61% of N Kolay's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Odea Mobile Banking | N Kolay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (20 ratings)](https://appshunter.io/ios/app/odea-mobile-banking/id634414038/reviews) | **[4.6 (61 ratings)](https://appshunter.io/ios/app/n-kolay-digital-banking/id1449491530/reviews)** |
| Number of ratings | 20 | **61** |
| Positive reviews | 49.2% of reviews | **60.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 273 MB | 205 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Odeabank A.Ş.](https://appshunter.io/developer/634414041) | [Aktif Yatırım Bankası A.Ş.](https://appshunter.io/developer/1138434516) |

## What reviewers say

### Odea Mobile Banking

[App page](https://appshunter.io/ios/app/odea-mobile-banking/id634414038)

Manage your finances and investments with this banking app. It offers secure transactions, diverse investment options, market data, loan services, and easy card applications. Access expert advice and financial news to optimize your financial future.

**Highlights:** Secure banking transactions, Diverse investment options, Instant market data and analysis, Retail and commercial banking services, Loan options with advantageous rates, Easy debit and credit card applications, Smart investment management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### N Kolay

[App page](https://appshunter.io/ios/app/n-kolay-digital-banking/id1449491530)

This digital banking app offers high-interest daily returns on savings and interest-free overdrafts for up to 30 days. You can also access fixed-rate bonds, manage investments with a robo-advisor, and make free ATM withdrawals and transfers 24/7.

**Highlights:** Daily high-interest returns, Interest-free overdraft up to 30 days, Fixed-rate N Kolay bonds, Robo-advisor for investment assistance, Free 24/7 ATM withdrawals and transfers, Consumer loan applications, FX, gold, and other financial instrument trading

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Odea Mobile Banking free?

Odea Mobile Banking is free to download, with no in-app purchases.

### Is N Kolay free?

N Kolay is free to download, with no in-app purchases.

### Which has better reviews, Odea Mobile Banking or N Kolay?

N Kolay is rated higher. Odea Mobile Banking averages 4.3 out of 5 from 20 ratings, while N Kolay averages 4.6 from 61 ratings.

### Do Odea Mobile Banking or N Kolay have ads?

Neither Odea Mobile Banking nor N Kolay shows ads.

### Which is updated more often, Odea Mobile Banking or N Kolay?

Odea Mobile Banking ships an update monthly, and N Kolay monthly. Most recently, Odea Mobile Banking was updated on November 1, 2026 and N Kolay on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*