# Meritrust Colorado vs Westerra CU

The clearest difference is review sentiment: Meritrust Colorado at 61% against Westerra CU's 11%. Meritrust Colorado also leads on rating (4.8 vs 2.7) and ratings volume (3.2K vs 202). Westerra CU's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Meritrust Colorado holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Meritrust Colorado has 3.2K ratings behind it against 202, so its average is the more settled of the two. Written reviews point the same way: 61% of Meritrust Colorado's written reviews are positive against 11% of Westerra CU's.

Meritrust Colorado ships an update monthly, Westerra CU every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Meritrust Colorado | Westerra CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/meritrust-colorado/id634529900/reviews)** | [2.7 (202 ratings)](https://appshunter.io/ios/app/westerra-cu/id1627076819/reviews) |
| Number of ratings | **3.2K** | 202 |
| Positive reviews | **61.1% of reviews** | 11.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 109 MB | 382 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PREMIER MEMBERS CREDIT UNION](https://appshunter.io/developer/634529903) | [Westerra Credit Union](https://appshunter.io/developer/739468074) |

## What reviewers say

### Meritrust Colorado

[App page](https://appshunter.io/ios/app/meritrust-colorado/id634529900)

Manage your finances conveniently and securely from your mobile device. This app allows you to view account balances, deposit checks, pay bills, transfer money, and track your budget and savings goals. It also offers customizable alerts and easy access to contact information for support.

**Highlights:** Account management and balance overview, Secure sign-in with biometrics, Mobile check deposit, Bill pay and money transfers, Budget tracking and savings goals, Customizable transaction alerts, Card lock/unlock functionality

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service and price
- 🚀 Personalized service and good benefits
- 🚀 Easy to use
- 🚀 Very user friendly
- 🚀 Improved app

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🐛 Unreliable website and app
- 🐛 Difficult to navigate and use
- 🐛 Missing key features like pending transactions and credit card access
- 🐛 Landscape mode not supported

**Reported bugs**

- Mobile deposit not working
- Frequent login issues and account lockouts
- App crashes on launch
- P2P payments not functioning
- Compatibility issues with newer OS versions

**Requested features**

- Allow larger check deposits via mobile app
- Add credit card account access
- Improve bill pay functionality
- Implement landscape mode support
- Add pending transaction visibility


### Westerra CU

[App page](https://appshunter.io/ios/app/westerra-cu/id1627076819)

Manage your finances conveniently and securely with this digital banking application. It allows you to view account details, transfer funds, pay bills, and deposit checks directly from your mobile device. The app also offers spending analysis and secure messaging for a comprehensive banking experience.

**Highlights:** View account balances and history, Transfer funds between accounts, Pay bills and people, Mobile check deposit, Spending analysis, Notifications for balances and transactions, Secure messaging

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 👍 User-friendly interface
- 💡 Ability to view all accounts with one login
- 🚀 Clean and fast app

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Inability to access accounts
- 🐛 Buggy check deposit feature
- 🐛 Lack of real-time balance updates

**Reported bugs**

- App crashes frequently
- Scheduled transfers not working
- Incorrect account balances displayed
- Login credentials not recognized

**Requested features**

- Add Zelle integration
- Improve bill pay functionality
- Allow customization of account order
- Provide more detailed transaction information


## Frequently asked questions

### Is Meritrust Colorado free?

Meritrust Colorado is free to download, with no in-app purchases.

### Is Westerra CU free?

Westerra CU is free to download, with no in-app purchases.

### Which has better reviews, Meritrust Colorado or Westerra CU?

Meritrust Colorado is rated higher. Meritrust Colorado averages 4.8 out of 5 from 3.2K ratings, while Westerra CU averages 2.7 from 202 ratings.

### Do Meritrust Colorado or Westerra CU have ads?

Meritrust Colorado shows ads; Westerra CU does not.

### Which is updated more often, Meritrust Colorado or Westerra CU?

Meritrust Colorado ships an update monthly, and Westerra CU every 3 weeks. Most recently, Meritrust Colorado was updated on October 23, 2026 and Westerra CU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*