# Meritrust Colorado vs Blue Digital

The clearest difference is review sentiment: Meritrust Colorado at 61% against Blue Digital's 7%. Meritrust Colorado also leads on rating (4.8 vs 1.9) and ratings volume (3K vs 260). Blue Digital's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Meritrust Colorado holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: Meritrust Colorado has 3K ratings behind it against 260, so its average is the more settled of the two. Written reviews point the same way: 61% of Meritrust Colorado's written reviews are positive against 7% of Blue Digital's.

Meritrust Colorado ships an update monthly, Blue Digital every 3 weeks. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Meritrust Colorado | Blue Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3K ratings)](https://appshunter.io/ios/app/meritrust-colorado/id634529900/reviews)** | [1.9 (260 ratings)](https://appshunter.io/ios/app/blue-digital/id6445866377/reviews) |
| Number of ratings | **3K** | 260 |
| Positive reviews | **61.1% of reviews** | 6.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 109 MB | 564 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PREMIER MEMBERS CREDIT UNION](https://appshunter.io/developer/634529903) | [Blue Federal Credit Union](https://appshunter.io/developer/567824669) |

## What reviewers say

### Meritrust Colorado

[App page](https://appshunter.io/ios/app/meritrust-colorado/id634529900)

Manage your finances conveniently and securely from your mobile device. This app allows you to view account balances, deposit checks, pay bills, transfer money, and track your budget and savings goals. It also offers customizable alerts and easy access to contact information for support.

**Highlights:** Account management and balance overview, Secure sign-in with biometrics, Mobile check deposit, Bill pay and money transfers, Budget tracking and savings goals, Customizable transaction alerts, Card lock/unlock functionality

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service and price
- 🚀 Personalized service and good benefits
- 🚀 Easy to use
- 🚀 Very user friendly
- 🚀 Improved app

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🐛 Unreliable website and app
- 🐛 Difficult to navigate and use
- 🐛 Missing key features like pending transactions and credit card access
- 🐛 Landscape mode not supported

**Reported bugs**

- Mobile deposit not working
- Frequent login issues and account lockouts
- App crashes on launch
- P2P payments not functioning
- Compatibility issues with newer OS versions

**Requested features**

- Allow larger check deposits via mobile app
- Add credit card account access
- Improve bill pay functionality
- Implement landscape mode support
- Add pending transaction visibility


### Blue Digital

[App page](https://appshunter.io/ios/app/blue-digital/id6445866377)

Manage your finances conveniently on the go with this mobile banking app. Securely view account balances, transfer funds, pay bills, and deposit checks using your device's camera. It also offers card management and secure messaging.

**Highlights:** View balances and transaction history, Transfer money between accounts, Pay bills and loan payments, Mobile check deposit, Card management and PIN changes, Secure messaging with bank

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 👍 Consistent updates to improve user experience
- 👍 Necessary banking features available

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🐛 Unreliable login and account access
- 🐛 Slow performance and long loading times
- 🐛 Buggy and unstable app
- 🐛 Inferior to previous app version

**Reported bugs**

- Issues with check deposits not working
- Problems linking external accounts
- Inability to transfer funds or make payments
- Inconsistent account balance information

**Requested features**

- Restore previous app functionality
- Improve app stability and reliability
- Enhance user interface and navigation
- Add more features for better banking experience


## Frequently asked questions

### Is Meritrust Colorado free?

Meritrust Colorado is free to download, with no in-app purchases.

### Is Blue Digital free?

Blue Digital is free to download, with no in-app purchases.

### Which has better reviews, Meritrust Colorado or Blue Digital?

Meritrust Colorado is rated higher. Meritrust Colorado averages 4.8 out of 5 from 3K ratings, while Blue Digital averages 1.9 from 260 ratings.

### Do Meritrust Colorado or Blue Digital have ads?

Meritrust Colorado shows ads; Blue Digital does not.

### Which is updated more often, Meritrust Colorado or Blue Digital?

Meritrust Colorado ships an update monthly, and Blue Digital every 3 weeks. Most recently, Meritrust Colorado was updated on September 23, 2026 and Blue Digital on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*