# Expense & Budget App vs SUM+= Simple Expense Tracker

The clearest difference is review sentiment: SUM+= Simple Expense Tracker at 100% against Expense & Budget App's 53%. SUM+= Simple Expense Tracker also leads on rating (5.0 vs 4.6). Expense & Budget App's advantage is ratings volume (6.3K vs 2) and chart position (#184 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Expense & Budget App sells 10 in-app purchases, starting at $3.99 per month and SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

SUM+= Simple Expense Tracker holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Expense & Budget App has 6.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 53% of Expense & Budget App's written reviews are positive against 100% of SUM+= Simple Expense Tracker's.

Expense & Budget App ships an update weekly, SUM+= Simple Expense Tracker every 4 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Expense & Budget App | SUM+= Simple Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (6.3K ratings)](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811/reviews)** |
| Number of ratings | **6.3K** | 2 |
| Positive reviews | 52.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | **#184** | — |
| Size | 112 MB | 28 MB |
| Requires iOS | **17.0** | 26.2 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cleevio s.r.o.](https://appshunter.io/developer/455201242) | [Jonas Zimmermann](https://appshunter.io/developer/1869111182) |

## What reviewers say

### Expense & Budget App

[App page](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140)

**Currently charting:** #184 Top Grossing · Finance (US App Store)

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

**Highlights:** Connect bank and crypto wallets, Automatic expense categorization, Budget creation and tracking, AI receipt scanner, Shared finances management, Multiple currency support, Personalized financial insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendee Plus account | $3.99 | per month |
| Spendee Premium – Monthly | $5.99 | per month |
| Spendee Premium – Monthly | $5.99 | per month |
| Spendee Premium - Quarterly | $6.99 | per 3 months |
| Spendee Premium account | $11.49 | per year |
| Spendee Premium account | $21.99 | per year |
| Spendee Plus account | $27.99 | per year |
| Spendee Premium account | $28.99 | per year |
| Spendee Premium account | $35.99 | per year |
| Spendee Lifetime Premium | $44.99 | one-time |

**What reviewers like**

- 💯 Excellent budgeting tool
- 👍 User-friendly interface
- 🎨 Beautiful design
- 🔍 Detailed expense tracking
- 💳 Supports multiple wallets and accounts

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable bank sync
- 🕰️ Slow transaction loading
- 💰 Subscription model too restrictive
- 🤔 Confusing UI changes after updates

**Reported bugs**

- Transactions disappearing or duplicating
- Incorrect account balances and data corruption
- Syncing issues with certain banks
- Crashes when navigating app
- Categories not saving properly after updates

**Requested features**

- Ability to transfer money between wallets
- Calendar view for scheduled payments
- Savings goal tracking
- Improved recurring transaction management
- Subcategories for better expense organization


### SUM+= Simple Expense Tracker

[App page](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811)

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

**Highlights:** AI-assisted data entry, LLM analysis and forecasting, Minimalist and beautiful design, Local data storage and privacy, User-controlled database, Subscription options with free trial

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SUM Pro | $3.99 | per month |
| SUM Pro | $22.99 | per year |
| 7-day Trial | Free | one-time |
| Sum Premium | $6.99 | one-time |


## Frequently asked questions

### Is Expense & Budget App free?

Expense & Budget App is free to download, with in-app purchases available.

### Is SUM+= Simple Expense Tracker free?

SUM+= Simple Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expense & Budget App or SUM+= Simple Expense Tracker?

SUM+= Simple Expense Tracker is rated higher. Expense & Budget App averages 4.6 out of 5 from 6.3K ratings, while SUM+= Simple Expense Tracker averages 5.0 from 2 ratings.

### Do Expense & Budget App or SUM+= Simple Expense Tracker have ads?

Neither Expense & Budget App nor SUM+= Simple Expense Tracker shows ads.

### Which is updated more often, Expense & Budget App or SUM+= Simple Expense Tracker?

Expense & Budget App ships an update weekly, and SUM+= Simple Expense Tracker every 4 days. Most recently, Expense & Budget App was updated on November 6, 2026 and SUM+= Simple Expense Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*