# Expense & Budget App vs Spendly

The clearest difference is in-app purchases: Spendly at none against Expense & Budget App's 19. Expense & Budget App's advantage is ads (none vs shown) and chart position (#131 vs unranked). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Expense & Budget App sells 16 in-app purchases, starting at $3.99 per month. Spendly asks for nothing beyond the download.

Expense & Budget App ships an update weekly, Spendly every 2 weeks. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Expense & Budget App | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (6.3K ratings)](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140/reviews)** | — |
| Number of ratings | **6.3K** | — |
| Positive reviews | 52.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#131** | — |
| Size | 112 MB | 6 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cleevio s.r.o.](https://appshunter.io/developer/455201242) | [Mustafa Altay](https://appshunter.io/developer/6796628892) |

## What reviewers say

### Expense & Budget App

[App page](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140)

**Currently charting:** #131 Top Grossing · Finance (US App Store)

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

**Highlights:** Connect bank and crypto wallets, Automatic expense categorization, Budget creation and tracking, AI receipt scanner, Shared finances management, Multiple currency support, Personalized financial insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendee Plus account | $3.99 | per month |
| Spendee Premium – Monthly | $5.99 | per month |
| Spendee Premium – Monthly | $5.99 | per month |
| Spendee Premium - Quarterly | $6.99 | per 3 months |
| Spendee Premium account | $11.49 | per year |
| Spendee Plus account | $27.99 | per year |
| Spendee Premium account | $28.99 | per year |
| Spendee Premium account | $35.99 | per year |
| Spendee Premium – Yearly | $35.99 | per year |
| Spendee Premium account | $44.99 | per year |
| Spendee Lifetime Plus | $29.99 | one-time |
| Spendee Lifetime Plus | $35.99 | one-time |
| Spendee Lifetime Premium | $44.99 | one-time |
| Spendee Lifetime Premium | $59.99 | one-time |
| Spendee Lifetime Premium | $71.99 | one-time |
| Spendee Lifetime Premium | $119.99 | one-time |

**What reviewers like**

- 💯 Excellent budgeting tool
- 👍 User-friendly interface
- 🎨 Beautiful design
- 🔍 Detailed expense tracking
- 💳 Supports multiple wallets and accounts

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable bank sync
- 🕰️ Slow transaction loading
- 💰 Subscription model too restrictive
- 🤔 Confusing UI changes after updates

**Reported bugs**

- Transactions disappearing or duplicating
- Incorrect account balances and data corruption
- Syncing issues with certain banks
- Crashes when navigating app
- Categories not saving properly after updates

**Requested features**

- Ability to transfer money between wallets
- Calendar view for scheduled payments
- Savings goal tracking
- Improved recurring transaction management
- Subcategories for better expense organization


### Spendly

[App page](https://appshunter.io/ios/app/spendly-subscription-tracker/id6797789450)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense & Budget App free?

Expense & Budget App is free to download, with in-app purchases available.

### Is Spendly free?

Spendly is free to download, with no in-app purchases.

### Do Expense & Budget App or Spendly have ads?

Spendly shows ads; Expense & Budget App does not.

### Which is updated more often, Expense & Budget App or Spendly?

Expense & Budget App ships an update weekly, and Spendly every 2 weeks. Most recently, Expense & Budget App was updated on November 1, 2026 and Spendly on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*