# Itaú Chile vs Cencosud Scotiabank

The clearest difference is rating: Itaú Chile at 4.9 against Cencosud Scotiabank's 3.0. Itaú Chile also leads on ratings volume (1.2K vs 2) and review sentiment (27% vs 18%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Itaú Chile holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Itaú Chile has 1.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 27% of Itaú Chile's written reviews are positive against 18% of Cencosud Scotiabank's.

Itaú Chile ships an update fortnightly, Cencosud Scotiabank every 3 weeks. The most recent releases landed on September 22, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Itaú Chile | Cencosud Scotiabank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.2K ratings)](https://appshunter.io/ios/app/itau-chile/id636150714/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621/reviews) |
| Number of ratings | **1.2K** | 2 |
| Positive reviews | **27.3% of reviews** | 18.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 632 MB | 324 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco Itaú Chile](https://appshunter.io/developer/636150717) | [Scotiabank Chile](https://appshunter.io/developer/1110467870) |

## What reviewers say

### Itaú Chile

[App page](https://appshunter.io/ios/app/itau-chile/id636150714)

Manage your personal finances efficiently and securely. This app offers a banking experience designed for your financial needs, providing control over your accounts and transactions. Access your finances and essential tools quickly for simpler and more effective financial management.

**Highlights:** Manage credit cards and transactions, Apply for consumer loans, Administer investments (mutual funds, term deposits, APV), Perform simplified transfers, Pay bills and access exclusive offers, Access Apple Pay

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cencosud Scotiabank

[App page](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621)

Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.

**Highlights:** Instant digital card, Cash advance requests, Secure bill payments, Card management (block/renew), Debt reordering, Expense tracking, Download statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick payments
- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Visible recent movements
- 👍 Clear payment status

**What reviewers complain about**

- 🐛 Payments not updated
- 🐛 App not usable
- 🐛 Facial recognition not working
- 🐛 Purchases not reflected immediately
- 🐛 Incorrect card status

**Reported bugs**

- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt

**Requested features**

- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts


## Frequently asked questions

### Is Itaú Chile free?

Itaú Chile is free to download, with no in-app purchases.

### Is Cencosud Scotiabank free?

Cencosud Scotiabank is free to download, with no in-app purchases.

### Which has better reviews, Itaú Chile or Cencosud Scotiabank?

Itaú Chile is rated higher. Itaú Chile averages 4.9 out of 5 from 1.2K ratings, while Cencosud Scotiabank averages 3.0 from 2 ratings.

### Do Itaú Chile or Cencosud Scotiabank have ads?

Neither Itaú Chile nor Cencosud Scotiabank shows ads.

### Which is updated more often, Itaú Chile or Cencosud Scotiabank?

Itaú Chile ships an update fortnightly, and Cencosud Scotiabank every 3 weeks. Most recently, Itaú Chile was updated on September 22, 2026 and Cencosud Scotiabank on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*