# FMBERLIN vs FMB

The clearest difference is monetization model: FMB at free against FMBERLIN's free with in-app purchases. FMB also leads on ratings volume (2K vs 416). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FMBERLIN against 4.7 for FMB. Both are backed by a comparable volume of ratings — 416 and 2K respectively. Written reviews are what separate them: 88% of FMBERLIN's written reviews are positive against 93% of FMB's.

FMBERLIN ships an update every 3 months, FMB every 5 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | FMBERLIN | FMB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (416 ratings)](https://appshunter.io/ios/app/fmberlin/id636746649/reviews)** | [4.7 (2K ratings)](https://appshunter.io/ios/app/fmb-mobile-20/id1461710427/reviews) |
| Number of ratings | 416 | **2K** |
| Positive reviews | 87.5% of reviews | **93.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 115 MB | 31 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Farmers & Merchants Bank (WI)](https://appshunter.io/developer/636746652) | [Farmers and Merchants Bank of Long Beach](https://appshunter.io/developer/573354411) |

## What reviewers say

### FMBERLIN

[App page](https://appshunter.io/ios/app/fmberlin/id636746649)

Manage your finances on the go with this mobile banking application. Access account balances and history, transfer funds, and pay bills conveniently from your iPhone or iPad. Locate nearby branches and ATMs with ease.

**Highlights:** View account balances, Check transaction history, Make fund transfers, Pay bills, Find nearby locations

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### FMB

[App page](https://appshunter.io/ios/app/fmb-mobile-20/id1461710427)

Manage your personal and business banking accounts securely 24/7. Features include real-time activity viewing, fund transfers, bill payments, mobile check deposits, and advanced business management tools. Customize alerts and access credit score information.

**Highlights:** View real-time account activity, Transfer funds and pay bills, Mobile check deposit, Send money with Zelle®, Access credit score, Business account management, Customizable alerts

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient banking features
- 🔒 Secure app
- 💡 Convenient mobile check deposit
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🐛 Difficulty finding accounts for transfers
- 🐛 Delayed credit card payment updates
- 🐛 Inconsistent mobile check deposit functionality

**Reported bugs**

- Login screen freezes
- Incompatibility issues with older devices

**Requested features**

- Add two-factor authentication
- Expand transaction history and net worth tracking
- Improve bill pay functionality and usability


## Frequently asked questions

### Is FMBERLIN free?

FMBERLIN is free to download, with no in-app purchases.

### Is FMB free?

FMB is free to download, with no in-app purchases.

### Which has better reviews, FMBERLIN or FMB?

FMBERLIN is rated higher. FMBERLIN averages 4.8 out of 5 from 416 ratings, while FMB averages 4.7 from 2K ratings.

### Do FMBERLIN or FMB have ads?

Neither FMBERLIN nor FMB shows ads.

### Which is updated more often, FMBERLIN or FMB?

FMBERLIN ships an update every 3 months, and FMB every 5 months. Most recently, FMBERLIN was updated on October 29, 2026 and FMB on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*