# FMBERLIN vs Putnam County Bank

The clearest difference is monetization model: Putnam County Bank at free against FMBERLIN's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FMBERLIN against 4.8 for Putnam County Bank. Both are backed by a comparable volume of ratings — 414 and 570 respectively. Written reviews split almost evenly too, at 88% and 87% positive.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.

## The numbers

| Metric | FMBERLIN | Putnam County Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (414 ratings)](https://appshunter.io/ios/app/fmberlin/id636746649/reviews)** | [4.8 (570 ratings)](https://appshunter.io/ios/app/putnam-county-bank/id955179489/reviews) |
| Number of ratings | 414 | **570** |
| Positive reviews | **87.5% of reviews** | 86.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 115 MB | 94 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Farmers & Merchants Bank (WI)](https://appshunter.io/developer/636746652) | [Putnam County Bank](https://appshunter.io/developer/955179488) |

## What reviewers say

### FMBERLIN

[App page](https://appshunter.io/ios/app/fmberlin/id636746649)

Manage your finances on the go with this mobile banking application. Access account balances and history, transfer funds, and pay bills conveniently from your iPhone or iPad. Locate nearby branches and ATMs with ease.

**Highlights:** View account balances, Check transaction history, Make fund transfers, Pay bills, Find nearby locations

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### Putnam County Bank

[App page](https://appshunter.io/ios/app/putnam-county-bank/id955179489)

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. Locate nearby ATMs and branches, and securely send messages to the bank. Enjoy 24/7 banking access from your iPhone or iPad.

**Highlights:** Manage accounts, Check balances and transaction history, Pay bills and credit cards, Transfer money, Find branches and ATMs, Send messages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Very useful app
- 👍 Great employees, friendly
- 👍 Convenient and easy to navigate
- 👍 Great service for family and business
- 👍 Great support

**What reviewers complain about**

- 🐛 Cannot see pending charges
- 🐛 Changing password and not using previous ones gets old
- 🐛 Pending transactions take a couple days to show

**Reported bugs**

- Cannot see pending charges on account
- Changing password and not be able to use a previous one gets old
- Few glitches at first (resolved)

**Requested features**

- See pending charges on account
- Ability to use previous passwords
- Show what pending transactions are for and how much
- List of pending transactions


## Frequently asked questions

### Is FMBERLIN free?

FMBERLIN is free to download, with no in-app purchases.

### Is Putnam County Bank free?

Putnam County Bank is free to download, with no in-app purchases.

### Which has better reviews, FMBERLIN or Putnam County Bank?

FMBERLIN is rated higher. FMBERLIN averages 4.8 out of 5 from 414 ratings, while Putnam County Bank averages 4.8 from 570 ratings.

### Do FMBERLIN or Putnam County Bank have ads?

Neither FMBERLIN nor Putnam County Bank shows ads.

### Which is updated more often, FMBERLIN or Putnam County Bank?

FMBERLIN ships an update every 3 months, and Putnam County Bank every 3 months. Most recently, FMBERLIN was updated on October 26, 2026 and Putnam County Bank on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*