# BankPlus Mobile vs MSNG

BankPlus Mobile and MSNG both sit at 4.8 stars, but that hides the real split: 58% of BankPlus Mobile's written reviews are positive against 0% of MSNG's. BankPlus Mobile also leads on ads (none vs shown) and ratings volume (18K vs 40). MSNG's advantage is monetization model (ad-supported vs free with in-app purchases) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BankPlus Mobile against 4.7 for MSNG. That said, the two scores are not equally well evidenced: BankPlus Mobile has 18K ratings behind it against 40, so its average is the more settled of the two. Written reviews are what separate them: 58% of BankPlus Mobile's written reviews are positive against 0% of MSNG's.

BankPlus Mobile ships an update every 3 months, MSNG every 4 months. The most recent releases landed on October 19, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | BankPlus Mobile | MSNG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (18K ratings)](https://appshunter.io/ios/app/bankplus-mobile/id638015758/reviews)** | [4.7 (40 ratings)](https://appshunter.io/ios/app/msng/id1313364853/reviews) |
| Number of ratings | **18K** | 40 |
| Positive reviews | **58.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 170 MB | 100 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BankPlus](https://appshunter.io/developer/442992021) | [Mississippi National Guard Federal Credit Union INC](https://appshunter.io/developer/1313364852) |

## What reviewers say

### BankPlus Mobile

[App page](https://appshunter.io/ios/app/bankplus-mobile/id638015758)

Manage your personal and business finances conveniently from your smartphone, tablet, or smartwatch. This app allows you to view balances, transfer funds, pay bills, deposit checks, and set custom alerts. Business users can also approve transactions.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and view recent payments, Deposit checks, Set up custom alerts and notifications, Send money with Zelle®, Approve ACH and Wires (Business)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🔒 Secure with fingerprint login
- 💡 Helpful transaction notifications
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Debit card issues (shutdowns, freezes)
- 🐛 Unreliable mobile deposit feature
- 🕰️ Slow transaction updates and balance display
- 💰 Misleading balance display leading to overdraft fees

**Reported bugs**

- Camera issues with mobile deposit
- Frequent app crashes and freezes
- Inconsistent balance display

**Requested features**

- Faster transaction updates and balance display
- Ability to view pending transactions and deposits
- Improved mobile deposit functionality


### MSNG

[App page](https://appshunter.io/ios/app/msng/id1313364853)

Manage your finances on the go with secure access to account balances, transaction history, and bill payments. Easily transfer funds between accounts and locate ATMs or branches directly from your mobile device.

**Highlights:** Check account balances, View recent transactions, Transfer money, Pay bills, Find ATMs and branches

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BankPlus Mobile free?

BankPlus Mobile is free to download, with no in-app purchases.

### Is MSNG free?

MSNG is free to download, with no in-app purchases.

### Which has better reviews, BankPlus Mobile or MSNG?

BankPlus Mobile is rated higher. BankPlus Mobile averages 4.8 out of 5 from 18K ratings, while MSNG averages 4.7 from 40 ratings.

### Do BankPlus Mobile or MSNG have ads?

MSNG shows ads; BankPlus Mobile does not.

### Which is updated more often, BankPlus Mobile or MSNG?

BankPlus Mobile ships an update every 3 months, and MSNG every 4 months. Most recently, BankPlus Mobile was updated on October 19, 2026 and MSNG on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*