# BankPlus Mobile vs BankPlus 401k

The clearest difference is rating: BankPlus Mobile at 4.8 against BankPlus 401k's 1.0. BankPlus Mobile also leads on ratings volume (18K vs 1). BankPlus 401k's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BankPlus Mobile holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BankPlus Mobile has 18K ratings behind it against 1, so its average is the more settled of the two.

BankPlus Mobile ships an update every 4 months, BankPlus 401k every 2 months. The most recent releases landed on September 25, 2026 and July 30, 2026 respectively.

## The numbers

| Metric | BankPlus Mobile | BankPlus 401k |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (18K ratings)](https://appshunter.io/ios/app/bankplus-mobile/id638015758/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/bankplus-401k/id6450681321/reviews) |
| Number of ratings | **18K** | 1 |
| Positive reviews | 57.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 166 MB | 37 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BankPlus](https://appshunter.io/developer/442992021) | [Schwab Retirement Technologies Inc.](https://appshunter.io/developer/1558174243) |

## What reviewers say

### BankPlus Mobile

[App page](https://appshunter.io/ios/app/bankplus-mobile/id638015758)

Manage your personal and business finances conveniently from your smartphone, tablet, or smartwatch. This app allows you to view balances, transfer funds, pay bills, deposit checks, and set custom alerts. Business users can also approve transactions.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and view recent payments, Deposit checks, Set up custom alerts and notifications, Send money with Zelle®, Approve ACH and Wires (Business)

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🔒 Secure with fingerprint login
- 💡 Helpful transaction notifications
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Debit card issues (shutdowns, freezes)
- 🐛 Unreliable mobile deposit feature
- 🕰️ Slow transaction updates and balance display
- 💰 Misleading balance display leading to overdraft fees

**Reported bugs**

- Camera issues with mobile deposit
- Frequent app crashes and freezes
- Inconsistent balance display

**Requested features**

- Faster transaction updates and balance display
- Ability to view pending transactions and deposits
- Improved mobile deposit functionality


### BankPlus 401k

[App page](https://appshunter.io/ios/app/bankplus-401k/id6450681321)

Manage your retirement savings on the go. Enroll, forecast your income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.

**Highlights:** Retirement account enrollment, Income forecast, Investment performance monitoring, Contribution adjustments, Secure document upload, Financial learning resources, Biometric login

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BankPlus Mobile free?

BankPlus Mobile is free to download, with no in-app purchases.

### Is BankPlus 401k free?

BankPlus 401k is free to download, with no in-app purchases.

### Which has better reviews, BankPlus Mobile or BankPlus 401k?

BankPlus Mobile is rated higher. BankPlus Mobile averages 4.8 out of 5 from 18K ratings, while BankPlus 401k averages 1.0 from 1 ratings.

### Do BankPlus Mobile or BankPlus 401k have ads?

BankPlus Mobile shows ads; BankPlus 401k does not.

### Which is updated more often, BankPlus Mobile or BankPlus 401k?

BankPlus Mobile ships an update every 4 months, and BankPlus 401k every 2 months. Most recently, BankPlus Mobile was updated on September 25, 2026 and BankPlus 401k on July 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*