# BankPlus Mobile vs My VFCU

BankPlus Mobile and My VFCU both sit at 4.8 stars, but that hides the real split: 100% of My VFCU's written reviews are positive against 59% of BankPlus Mobile's. My VFCU also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 3 months). BankPlus Mobile's advantage is ratings volume (20K vs 564). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BankPlus Mobile against 4.9 for My VFCU. That said, the two scores are not equally well evidenced: BankPlus Mobile has 20K ratings behind it against 564, so its average is the more settled of the two. Written reviews are what separate them: 59% of BankPlus Mobile's written reviews are positive against 100% of My VFCU's.

BankPlus Mobile ships an update every 3 months, My VFCU monthly. The most recent releases landed on November 9, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | BankPlus Mobile | My VFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (20K ratings)](https://appshunter.io/ios/app/bankplus-mobile/id638015758/reviews) | **[4.9 (564 ratings)](https://appshunter.io/ios/app/my-vfcu/id6467774684/reviews)** |
| Number of ratings | **20K** | 564 |
| Positive reviews | 58.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 170 MB | 196 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [BankPlus](https://appshunter.io/developer/442992021) | [Veritas Federal Credit Union](https://appshunter.io/developer/960828943) |

## What reviewers say

### BankPlus Mobile

[App page](https://appshunter.io/ios/app/bankplus-mobile/id638015758)

Manage your personal and business finances conveniently from your smartphone, tablet, or smartwatch. This app allows you to view balances, transfer funds, pay bills, deposit checks, and set custom alerts. Business users can also approve transactions.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and view recent payments, Deposit checks, Set up custom alerts and notifications, Send money with Zelle®, Approve ACH and Wires (Business)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🔒 Secure with fingerprint login
- 💡 Helpful transaction notifications
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Debit card issues (shutdowns, freezes)
- 🐛 Unreliable mobile deposit feature
- 🕰️ Slow transaction updates and balance display
- 💰 Misleading balance display leading to overdraft fees

**Reported bugs**

- Camera issues with mobile deposit
- Frequent app crashes and freezes
- Inconsistent balance display

**Requested features**

- Faster transaction updates and balance display
- Ability to view pending transactions and deposits
- Improved mobile deposit functionality


### My VFCU

[App page](https://appshunter.io/ios/app/my-vfcu/id6467774684)

Manage your finances conveniently and securely from your mobile device. Organize transactions with tags and photos, set balance alerts, pay bills, and deposit checks with a picture. You can also locate ATMs and secure your account with biometrics.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Pay bills and people, Transfer money between accounts, Deposit checks via photo, Temporarily disable debit card, View and save monthly statements, Locate branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BankPlus Mobile free?

BankPlus Mobile is free to download, with no in-app purchases.

### Is My VFCU free?

My VFCU is free to download, with no in-app purchases.

### Which has better reviews, BankPlus Mobile or My VFCU?

My VFCU is rated higher. BankPlus Mobile averages 4.8 out of 5 from 20K ratings, while My VFCU averages 4.9 from 564 ratings.

### Do BankPlus Mobile or My VFCU have ads?

Neither BankPlus Mobile nor My VFCU shows ads.

### Which is updated more often, BankPlus Mobile or My VFCU?

BankPlus Mobile ships an update every 3 months, and My VFCU monthly. Most recently, BankPlus Mobile was updated on November 9, 2026 and My VFCU on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*