# BankPlus Mobile vs PaycheckPerfect app

The clearest difference is in-app purchases: BankPlus Mobile at none against PaycheckPerfect app's 2. PaycheckPerfect app's advantage is iOS requirement (13.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PaycheckPerfect app sells 2 in-app purchases, starting at $7.99 per month. BankPlus Mobile asks for nothing beyond the download.

BankPlus Mobile ships an update every 3 months, PaycheckPerfect app every 2 months. The most recent releases landed on October 22, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | BankPlus Mobile | PaycheckPerfect app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/bankplus-mobile/id638015758/reviews)** | — |
| Number of ratings | **19K** | — |
| Positive reviews | 58.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | — |
| Size | 170 MB | 33 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [BankPlus](https://appshunter.io/developer/442992021) | [Deleta Gardner](https://appshunter.io/developer/1869813858) |

## What reviewers say

### BankPlus Mobile

[App page](https://appshunter.io/ios/app/bankplus-mobile/id638015758)

Manage your personal and business finances conveniently from your smartphone, tablet, or smartwatch. This app allows you to view balances, transfer funds, pay bills, deposit checks, and set custom alerts. Business users can also approve transactions.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and view recent payments, Deposit checks, Set up custom alerts and notifications, Send money with Zelle®, Approve ACH and Wires (Business)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🔒 Secure with fingerprint login
- 💡 Helpful transaction notifications
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Debit card issues (shutdowns, freezes)
- 🐛 Unreliable mobile deposit feature
- 🕰️ Slow transaction updates and balance display
- 💰 Misleading balance display leading to overdraft fees

**Reported bugs**

- Camera issues with mobile deposit
- Frequent app crashes and freezes
- Inconsistent balance display

**Requested features**

- Faster transaction updates and balance display
- Ability to view pending transactions and deposits
- Improved mobile deposit functionality


### PaycheckPerfect app

[App page](https://appshunter.io/ios/app/paycheckperfect-app/id6758481676)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $7.99 | per month |
| Yearly Pro | $49.99 | per year |


## Frequently asked questions

### Is BankPlus Mobile free?

BankPlus Mobile is free to download, with no in-app purchases.

### Is PaycheckPerfect app free?

PaycheckPerfect app is free to download, with in-app purchases available.

### Do BankPlus Mobile or PaycheckPerfect app have ads?

Neither BankPlus Mobile nor PaycheckPerfect app shows ads.

### Which is updated more often, BankPlus Mobile or PaycheckPerfect app?

BankPlus Mobile ships an update every 3 months, and PaycheckPerfect app every 2 months. Most recently, BankPlus Mobile was updated on October 22, 2026 and PaycheckPerfect app on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*