# SBMC Mobile vs Metro Bank Authenticator

The clearest difference is review sentiment: SBMC Mobile at 68% against Metro Bank Authenticator's 0%. SBMC Mobile also leads on update cadence (every 6 weeks vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SBMC Mobile ships an update every 6 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | SBMC Mobile | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/sbmc-mobile/id640274006/reviews)** | — |
| Number of ratings | **1.5K** | — |
| Positive reviews | **67.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 12 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 199 MB | 12 MB |
| Requires iOS | 15.5 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Savings Bank of Mendocino County](https://appshunter.io/developer/640274029) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### SBMC Mobile

[App page](https://appshunter.io/ios/app/sbmc-mobile/id640274006)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Locate nearby branches and ATMs with ease.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and view payment history, Deposit checks via camera, Find branches and ATMs, Secure sign-on with Touch ID/Face ID

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and accurate mobile deposit
- 💡 Excellent customer service

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔒 Removal of biometric sign-in
- 🔍 Difficult to read interface

**Reported bugs**

- App not working on certain devices
- Mobile deposit issues with new update
- Frequent need to delete and reload app

**Requested features**

- Connect to Apple Wallet
- Improve mobile deposit process
- Enhance accessibility with better color contrast


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SBMC Mobile free?

SBMC Mobile is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do SBMC Mobile or Metro Bank Authenticator have ads?

Neither SBMC Mobile nor Metro Bank Authenticator shows ads.

### Which is updated more often, SBMC Mobile or Metro Bank Authenticator?

SBMC Mobile ships an update every 6 weeks, and Metro Bank Authenticator every 12 months. Most recently, SBMC Mobile was updated on November 10, 2026 and Metro Bank Authenticator on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*