# SBMC Mobile vs Tri Counties Mobile Banking

The clearest difference is monetization model: Tri Counties Mobile Banking at free against SBMC Mobile's free with in-app purchases. Tri Counties Mobile Banking also leads on review sentiment (81% vs 68%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for SBMC Mobile against 4.6 for Tri Counties Mobile Banking. Both are backed by a comparable volume of ratings — 1.5K and 3.9K respectively. Written reviews are what separate them: 68% of SBMC Mobile's written reviews are positive against 81% of Tri Counties Mobile Banking's.

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | SBMC Mobile | Tri Counties Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/sbmc-mobile/id640274006/reviews)** | [4.6 (3.9K ratings)](https://appshunter.io/ios/app/tri-counties-mobile-banking/id1644971918/reviews) |
| Number of ratings | 1.5K | **3.9K** |
| Positive reviews | 67.6% of reviews | **81.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 199 MB | 130 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Savings Bank of Mendocino County](https://appshunter.io/developer/640274029) | [Tri Counties Bank](https://appshunter.io/developer/1072470959) |

## What reviewers say

### SBMC Mobile

[App page](https://appshunter.io/ios/app/sbmc-mobile/id640274006)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Locate nearby branches and ATMs with ease.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and view payment history, Deposit checks via camera, Find branches and ATMs, Secure sign-on with Touch ID/Face ID

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and accurate mobile deposit
- 💡 Excellent customer service

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔒 Removal of biometric sign-in
- 🔍 Difficult to read interface

**Reported bugs**

- App not working on certain devices
- Mobile deposit issues with new update
- Frequent need to delete and reload app

**Requested features**

- Connect to Apple Wallet
- Improve mobile deposit process
- Enhance accessibility with better color contrast


### Tri Counties Mobile Banking

[App page](https://appshunter.io/ios/app/tri-counties-mobile-banking/id1644971918)

Manage your Tri Counties Bank accounts conveniently from your mobile device. Features include viewing balances and history, transferring funds, paying bills, locating branches, and depositing checks remotely by taking photos.

**Highlights:** View account balances, View transaction history, Transfer funds, Pay bills, Search ATM/branch locations, Deposit checks remotely, Secure logon

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful financial tools
- 🔒 Secure transactions
- 👍 Straightforward navigation

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🐛 Login issues
- 🐛 Inconsistent mobile deposit functionality
- 🐛 Confusing bill pay experience
- 🐛 Lack of customization options

**Reported bugs**

- Unable to transfer funds between accounts
- Incorrect account balance display
- Recurring payment issues
- Failure to load accounts or provide basic functionality

**Requested features**

- Add Zelle integration
- Improve bill pay functionality
- Provide more detailed transaction history
- Implement dark mode option
- Allow customization of app layout and features


## Frequently asked questions

### Is SBMC Mobile free?

SBMC Mobile is free to download, with no in-app purchases.

### Is Tri Counties Mobile Banking free?

Tri Counties Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, SBMC Mobile or Tri Counties Mobile Banking?

SBMC Mobile is rated higher. SBMC Mobile averages 4.7 out of 5 from 1.5K ratings, while Tri Counties Mobile Banking averages 4.6 from 3.9K ratings.

### Do SBMC Mobile or Tri Counties Mobile Banking have ads?

Neither SBMC Mobile nor Tri Counties Mobile Banking shows ads.

### Which is updated more often, SBMC Mobile or Tri Counties Mobile Banking?

SBMC Mobile ships an update every 6 weeks, and Tri Counties Mobile Banking every 6 weeks. Most recently, SBMC Mobile was updated on November 6, 2026 and Tri Counties Mobile Banking on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*