# SBMC Mobile vs MobiMoney

The clearest difference is review sentiment: SBMC Mobile at 67% against MobiMoney's 13%. SBMC Mobile also leads on rating (4.7 vs 2.7) and update cadence (every 6 weeks vs every 9 months). MobiMoney's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SBMC Mobile holds the better App Store score, 4.7 against 2.7. That said, the two scores are not equally well evidenced: SBMC Mobile has 1.4K ratings behind it against 232, so its average is the more settled of the two. Written reviews point the same way: 67% of SBMC Mobile's written reviews are positive against 13% of MobiMoney's.

SBMC Mobile ships an update every 6 weeks, MobiMoney every 9 months. The most recent releases landed on October 4, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | SBMC Mobile | MobiMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.4K ratings)](https://appshunter.io/ios/app/sbmc-mobile/id640274006/reviews)** | [2.7 (232 ratings)](https://appshunter.io/ios/app/mobimoney/id920665300/reviews) |
| Number of ratings | **1.4K** | 232 |
| Positive reviews | **66.7% of reviews** | 13.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 9 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 191 MB | 82 MB |
| Requires iOS | 15.5 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Savings Bank of Mendocino County](https://appshunter.io/developer/640274029) | [VANTIV, LLC](https://appshunter.io/developer/428535330) |

## What reviewers say

### SBMC Mobile

[App page](https://appshunter.io/ios/app/sbmc-mobile/id640274006)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Locate nearby branches and ATMs with ease.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and view payment history, Deposit checks via camera, Find branches and ATMs, Secure sign-on with Touch ID/Face ID

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and accurate mobile deposit
- 💡 Excellent customer service

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔒 Removal of biometric sign-in
- 🔍 Difficult to read interface

**Reported bugs**

- App not working on certain devices
- Mobile deposit issues with new update
- Frequent need to delete and reload app

**Requested features**

- Connect to Apple Wallet
- Improve mobile deposit process
- Enhance accessibility with better color contrast


### MobiMoney

[App page](https://appshunter.io/ios/app/mobimoney/id920665300)

Gain complete control over your credit and debit card usage. Receive real-time alerts for potential fraud and set custom spending parameters for when, where, and how your cards can be used.

**Highlights:** Full credit/debit card control, Real-time fraud alerts, Set usage permissions, Control spending locations, Control spending times

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🎛️ Card on/off control prevents fraud
- 🔔 Real-time transaction notifications
- 💳 Spending alerts and limits
- 📊 Monthly spending tracking
- 🔒 Fraud prevention features

**What reviewers complain about**

- 🐛 Frequent login failures and authentication issues
- 🐛 Password reset functionality broken
- 🐛 Balance display freezes and doesn't update
- 🐛 Transaction notifications stop working
- 🐛 Face ID/Touch ID unreliable

**Reported bugs**

- Login authentication fails repeatedly
- Password reset emails not sent
- Balance display frozen at outdated amounts
- Transaction notifications stop without warning
- Face ID/Touch ID fails to activate

**Requested features**

- Improved Face ID/Touch ID reliability
- Better customer support accessibility
- Ability to delete/remove registered cards
- Enhanced balance update frequency
- Modernized user interface


## Frequently asked questions

### Is SBMC Mobile free?

SBMC Mobile is free to download, with no in-app purchases.

### Is MobiMoney free?

MobiMoney is free to download, with no in-app purchases.

### Which has better reviews, SBMC Mobile or MobiMoney?

SBMC Mobile is rated higher. SBMC Mobile averages 4.7 out of 5 from 1.4K ratings, while MobiMoney averages 2.7 from 232 ratings.

### Do SBMC Mobile or MobiMoney have ads?

SBMC Mobile shows ads; MobiMoney does not.

### Which is updated more often, SBMC Mobile or MobiMoney?

SBMC Mobile ships an update every 6 weeks, and MobiMoney every 9 months. Most recently, SBMC Mobile was updated on October 4, 2026 and MobiMoney on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
