# MCarloRisk3D vs HBZ+

The clearest difference is update cadence: MCarloRisk3D at every 2 months against HBZ+'s every 13 months. HBZ+'s advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCarloRisk3D ships an update every 2 months, HBZ+ every 13 months. The most recent releases landed on October 10, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | MCarloRisk3D | HBZ+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mcarlorisk3d/id641208540/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 13 months |
| Monetization | Free | — |
| Size | 2 MB | 24 MB |
| Requires iOS | **12.0** | 13.4 |
| Devices | iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [differential enterprises](https://appshunter.io/developer/323713853) | [Habib Bank AG Zurich](https://appshunter.io/developer/1235586644) |

## What reviewers say

### MCarloRisk3D

[App page](https://appshunter.io/ios/app/mcarlorisk3d/id641208540)

Estimate future stock and crypto prices with advanced Monte Carlo simulations. Backtest your strategies and account for extreme market events with customizable parameters. Offers 3D visualizations for enhanced understanding of probability surfaces.

**Highlights:** Monte Carlo price/probability estimation, Stock and crypto analysis, Backtesting and verification, 3D probability surface visualization, Optional Black Swan events, Tunable forward volatility, Historical data resampling

**Features:** macOS Compatibility

**In-app purchases:** none


### HBZ+

[App page](https://appshunter.io/ios/app/hbz-plus/id1634581585)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MCarloRisk3D free?

MCarloRisk3D is free to download, with no in-app purchases.

### Is HBZ+ free?

HBZ+ is free to download, with no in-app purchases.

### Do MCarloRisk3D or HBZ+ have ads?

Neither MCarloRisk3D nor HBZ+ shows ads.

### Which is updated more often, MCarloRisk3D or HBZ+?

MCarloRisk3D ships an update every 2 months, and HBZ+ every 13 months. Most recently, MCarloRisk3D was updated on October 10, 2026 and HBZ+ on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*