# 同花顺爱基金 vs 决策宝

The clearest difference is in-app purchases: 同花顺爱基金 at none against 决策宝's 3. 同花顺爱基金 also leads on ratings volume (62 vs 3). 决策宝's advantage is update cadence (weekly vs every 3 weeks). On price, rating, ads and device support there is nothing between them.

Both are free to download. 决策宝 sells 3 one-off in-app purchases. 同花顺爱基金 asks for nothing beyond the download.

决策宝 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 同花顺爱基金 has 62 ratings behind it against 3, so its average is the more settled of the two.

同花顺爱基金 ships an update every 3 weeks, 决策宝 weekly. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 同花顺爱基金 | 决策宝 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (62 ratings)](https://appshunter.io/ios/app/id641426648/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id938076654/reviews)** |
| Number of ratings | **62** | 3 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 93 MB | 89 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [浙江同花顺基金销售有限公司](https://appshunter.io/developer/1050111172) | [厦门市鑫鼎盛控股有限公司](https://appshunter.io/developer/1304077444) |

## What reviewers say

### 同花顺爱基金

[App page](https://appshunter.io/ios/app/id641426648)

Invest in selected funds with potential for daily returns. This platform offers smart investment tools, curated fund selections, and real-time asset tracking. Enjoy zero-fee subscriptions and personalized advisory services.

**Highlights:** Smart fund selection with big data, Curated fund recommendations, Real-time net value updates, Personalized investment portfolios, Zero-fee subscription offers, Daily income tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 决策宝

[App page](https://appshunter.io/ios/app/id938076654)

This app uses big data algorithms and AI to predict market trends and identify optimal investment opportunities. It offers personalized investment advice, exclusive fund combinations, and tools for fund analysis and selection. It is a professional fund sales platform with robust security measures.

**Highlights:** Big data algorithms for market trend prediction, Personalized investment style matching, Exclusive FOF fund portfolio products, AI-driven fund diagnosis and selection, Quantitative multi-factor analysis tools, Real-time fund performance scoring, 24-hour instant cash withdrawal

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 投顾知识套餐月卡 | $39.99 | one-time |
| 投顾知识套餐 | $299.99 | one-time |
| 投顾知识套餐年卡 | $399.99 | one-time |


## Frequently asked questions

### Is 同花顺爱基金 free?

同花顺爱基金 is free to download, with no in-app purchases.

### Is 决策宝 free?

决策宝 is free to download, with in-app purchases available.

### Which has better reviews, 同花顺爱基金 or 决策宝?

决策宝 is rated higher. 同花顺爱基金 averages 4.8 out of 5 from 62 ratings, while 决策宝 averages 5.0 from 3 ratings.

### Do 同花顺爱基金 or 决策宝 have ads?

Neither 同花顺爱基金 nor 决策宝 shows ads.

### Which is updated more often, 同花顺爱基金 or 决策宝?

同花顺爱基金 ships an update every 3 weeks, and 决策宝 weekly. Most recently, 同花顺爱基金 was updated on October 23, 2026 and 决策宝 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*