# We all pay vs Debt Tracker

The clearest difference is rating: Debt Tracker at 4.4 against We all pay's 3.3. Debt Tracker also leads on ads (none vs shown) and ratings volume (105 vs 10). We all pay's advantage is update cadence (weekly vs every 5 weeks) and iOS requirement (12.0 vs 16.4). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. We all pay sells 1 one-off in-app purchase and Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Tracker holds the better App Store score, 4.4 against 3.3. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 58% of We all pay's written reviews are positive against 64% of Debt Tracker's.

We all pay ships an update weekly, Debt Tracker every 5 weeks. The most recent releases landed on September 25, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | We all pay | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (10 ratings)](https://appshunter.io/ios/app/we-all-pay/id642135963/reviews) | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** |
| Number of ratings | 10 | **105** |
| Positive reviews | 58.3% of reviews | **63.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 33 MB | 38 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mark Cornelisse](https://appshunter.io/developer/642135966) | [AppFlux Labs](https://appshunter.io/developer/1882687293) |

## What reviewers say

### We all pay

[App page](https://appshunter.io/ios/app/we-all-pay/id642135963)

Easily track and split shared expenses for group trips or events. Avoid manual calculations and lost receipts by importing contacts and managing payments in multiple currencies. Get a clear overview of who owes whom at the end of your shared activity.

**Highlights:** Split expenses equally, Import contacts, Multiple foreign currencies, Automatic currency conversion, Email payment summaries, No login required

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is We all pay free?

We all pay is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Which has better reviews, We all pay or Debt Tracker?

Debt Tracker is rated higher. We all pay averages 3.3 out of 5 from 10 ratings, while Debt Tracker averages 4.4 from 105 ratings.

### Do We all pay or Debt Tracker have ads?

We all pay shows ads; Debt Tracker does not.

### Which is updated more often, We all pay or Debt Tracker?

We all pay ships an update weekly, and Debt Tracker every 5 weeks. Most recently, We all pay was updated on September 25, 2026 and Debt Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*