# FAIRWINDS Mobile Banking vs Ramsey Network

The clearest difference is in-app purchases: FAIRWINDS Mobile Banking at none against Ramsey Network's 23. Ramsey Network's advantage is update cadence (fortnightly vs every 3 months) and iOS requirement (15.1 vs 17.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Ramsey Network sells 23 one-off in-app purchases. FAIRWINDS Mobile Banking asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for FAIRWINDS Mobile Banking against 4.9 for Ramsey Network. Both are backed by a comparable volume of ratings — 25K and 25K respectively. Written reviews split almost evenly too, at 60% and 60% positive.

FAIRWINDS Mobile Banking ships an update every 3 months, Ramsey Network fortnightly. Both last shipped on November 1, 2026.

## The numbers

| Metric | FAIRWINDS Mobile Banking | Ramsey Network |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (25K ratings)](https://appshunter.io/ios/app/fairwinds-mobile-banking/id642838826/reviews) | **[4.9 (25K ratings)](https://appshunter.io/ios/app/ramsey-network/id675135060/reviews)** |
| Number of ratings | 25K | **25K** |
| Positive reviews | 59.5% of reviews | **59.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 161 MB | 51 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [FAIRWINDS Credit Union](https://appshunter.io/developer/642839029) | [The Lampo Group Incorporated](https://appshunter.io/developer/380709890) |

## What reviewers say

### FAIRWINDS Mobile Banking

[App page](https://appshunter.io/ios/app/fairwinds-mobile-banking/id642838826)

Manage your finances securely and conveniently from your mobile device. Track spending, set savings goals, pay bills, and deposit checks instantly. Enjoy features like card locking and real-time alerts to stay in control of your money anytime, anywhere.

**Highlights:** Check balances and review activity, Instant mobile check deposit, Lock/unlock debit and credit cards, Send/receive money with Zelle®, Schedule bill payments, Track spending insights, Set personalized savings goals

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient features like mobile check deposit
- 💎 Great customer service
- 🤝 Loyal customer base
- 🏆 Reliable banking experience

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- ⏱️ Slow app performance
- 🔒 Security issues with account access
- 💳 Problems with debit/credit card management
- 💸 Unexpected fees and charges

**Reported bugs**

- Mobile deposit not working properly
- Login issues and account access problems
- Inconsistent app behavior across devices
- Delayed transaction clearing and posting
- Incompatibility with newer OS versions

**Requested features**

- Real-time credit card transaction updates
- Improved mobile deposit process
- Enhanced account management tools
- 24/7 customer support
- Seamless integration with other banking apps


### Ramsey Network

[App page](https://appshunter.io/ios/app/ramsey-network/id675135060)

Access a wealth of financial advice and motivational content from Ramsey personalities. Listen to podcasts, audiobooks, and find answers to your money questions with AI-powered search. Stay focused on your financial goals with easy offline listening and topic-based browsing.

**Highlights:** Offline episode downloads, Browse content by topic, In-app audiobook listening, AI-powered question search, Access to multiple Ramsey shows

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (23)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Redefining Anxiety | $10.00 | one-time |
| High-Performance Achievement | $14.99 | one-time |
| Rhinoceros Success | $16.99 | one-time |
| EntreLeadership | $17.99 | one-time |
| Gazelles, Baby Steps & 37 ... | $19.99 | one-time |
| Quitter | $19.99 | one-time |
| The Proximity Principle | $19.99 | one-time |
| Love Your Life, Not Theirs | $19.99 | one-time |
| Build A Business You Love | $19.99 | one-time |
| Own Your Past, Change Your F.. | $19.99 | one-time |
| From Paycheck To Purpose | $19.99 | one-time |
| Baby Steps Millionaires | $19.99 | one-time |
| Breaking Free From Broke | $19.99 | one-time |
| Building A Non-Anxious Life | $19.99 | one-time |
| Total Money Makeover 20th | $19.99 | one-time |
| Know Yourself, Know Your Money | $19.99 | one-time |
| Smart Money Smart Kids | $19.99 | one-time |
| Money is Not a Math Problem | $19.99 | one-time |
| The Legacy Journey | $20.00 | one-time |
| What No One Tells You About Money | $24.99 | one-time |
| The Total Money Makeover | $28.99 | one-time |
| Get Clear Assessment: Student | $34.99 | one-time |
| Get Clear Assessment: Find ... | $34.99 | one-time |

**What reviewers like**

- 👍 Great content and easy to use
- 🚀 Awesome practical advice
- 💡 Life-changing information
- 👍 Helpful to stay motivated
- 👍 Provides financial peace

**What reviewers complain about**

- 🐛 App can be slow to open
- 🐛 Audio playback issues
- 🐛 Disconnected device controls
- 🐛 Lack of episode progress tracking
- 🐛 Audiobooks not downloadable

**Reported bugs**

- Feedback button leads to error
- Login screen timeouts
- Inconsistent audio/video sync

**Requested features**

- Landscape mode support
- Episode search and navigation
- Offline audio playback
- Reverse chronological episode order


## Frequently asked questions

### Is FAIRWINDS Mobile Banking free?

FAIRWINDS Mobile Banking is free to download, with no in-app purchases.

### Is Ramsey Network free?

Ramsey Network is free to download, with in-app purchases available.

### Which has better reviews, FAIRWINDS Mobile Banking or Ramsey Network?

Ramsey Network is rated higher. FAIRWINDS Mobile Banking averages 4.8 out of 5 from 25K ratings, while Ramsey Network averages 4.9 from 25K ratings.

### Do FAIRWINDS Mobile Banking or Ramsey Network have ads?

Neither FAIRWINDS Mobile Banking nor Ramsey Network shows ads.

### Which is updated more often, FAIRWINDS Mobile Banking or Ramsey Network?

FAIRWINDS Mobile Banking ships an update every 3 months, and Ramsey Network fortnightly. Most recently, FAIRWINDS Mobile Banking was updated on November 1, 2026 and Ramsey Network on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*