# FAIRWINDS Mobile Banking vs FNBMD

The clearest difference is update cadence: FNBMD at fortnightly against FAIRWINDS Mobile Banking's every 3 months. FNBMD also leads on review sentiment (71% vs 60%). FAIRWINDS Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and ratings volume (25K vs 267). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FAIRWINDS Mobile Banking against 4.7 for FNBMD. That said, the two scores are not equally well evidenced: FAIRWINDS Mobile Banking has 25K ratings behind it against 267, so its average is the more settled of the two. Written reviews are what separate them: 60% of FAIRWINDS Mobile Banking's written reviews are positive against 71% of FNBMD's.

FAIRWINDS Mobile Banking ships an update every 3 months, FNBMD fortnightly. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | FAIRWINDS Mobile Banking | FNBMD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (25K ratings)](https://appshunter.io/ios/app/fairwinds-mobile-banking/id642838826/reviews)** | [4.7 (267 ratings)](https://appshunter.io/ios/app/fnbmd/id6755743441/reviews) |
| Number of ratings | **25K** | 267 |
| Positive reviews | 59.9% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 161 MB | 198 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [FAIRWINDS Credit Union](https://appshunter.io/developer/642839029) | [First National Bank of Mount Dora](https://appshunter.io/developer/985753061) |

## What reviewers say

### FAIRWINDS Mobile Banking

[App page](https://appshunter.io/ios/app/fairwinds-mobile-banking/id642838826)

Manage your finances securely and conveniently from your mobile device. Track spending, set savings goals, pay bills, and deposit checks instantly. Enjoy features like card locking and real-time alerts to stay in control of your money anytime, anywhere.

**Highlights:** Check balances and review activity, Instant mobile check deposit, Lock/unlock debit and credit cards, Send/receive money with Zelle®, Schedule bill payments, Track spending insights, Set personalized savings goals

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient features like mobile check deposit
- 💎 Great customer service
- 🤝 Loyal customer base
- 🏆 Reliable banking experience

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- ⏱️ Slow app performance
- 🔒 Security issues with account access
- 💳 Problems with debit/credit card management
- 💸 Unexpected fees and charges

**Reported bugs**

- Mobile deposit not working properly
- Login issues and account access problems
- Inconsistent app behavior across devices
- Delayed transaction clearing and posting
- Incompatibility with newer OS versions

**Requested features**

- Real-time credit card transaction updates
- Improved mobile deposit process
- Enhanced account management tools
- 24/7 customer support
- Seamless integration with other banking apps


### FNBMD

[App page](https://appshunter.io/ios/app/fnbmd/id6755743441)

Manage your money with this secure financial tool. Set up balance alerts, make payments, transfer funds, and deposit checks with ease. You can also reorder or disable your debit card and access monthly statements.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, Debit card management, View statements, Find ATMs/branches

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FAIRWINDS Mobile Banking free?

FAIRWINDS Mobile Banking is free to download, with no in-app purchases.

### Is FNBMD free?

FNBMD is free to download, with no in-app purchases.

### Which has better reviews, FAIRWINDS Mobile Banking or FNBMD?

FAIRWINDS Mobile Banking is rated higher. FAIRWINDS Mobile Banking averages 4.8 out of 5 from 25K ratings, while FNBMD averages 4.7 from 267 ratings.

### Do FAIRWINDS Mobile Banking or FNBMD have ads?

Neither FAIRWINDS Mobile Banking nor FNBMD shows ads.

### Which is updated more often, FAIRWINDS Mobile Banking or FNBMD?

FAIRWINDS Mobile Banking ships an update every 3 months, and FNBMD fortnightly. Most recently, FAIRWINDS Mobile Banking was updated on October 20, 2026 and FNBMD on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*