# AFmobile® vs OMS Payment App

The clearest difference is monetization model: OMS Payment App at free against AFmobile®'s free with in-app purchases. OMS Payment App also leads on rating (5.0 vs 4.8) and iOS requirement (15.0 vs 17.0). AFmobile®'s advantage is ratings volume (83K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OMS Payment App holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: AFmobile® has 83K ratings behind it against 1, so its average is the more settled of the two.

AFmobile® ships an update every 6 weeks, OMS Payment App every 5 weeks. The most recent releases landed on September 28, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | AFmobile® | OMS Payment App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (83K ratings)](https://appshunter.io/ios/app/afmobile/id642876991/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/oms-payment-app/id1248859705/reviews)** |
| Number of ratings | **83K** | 1 |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 31 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [American Fidelity Assurance Company](https://appshunter.io/developer/642876994) | [Online school management system inc](https://appshunter.io/developer/1248859704) |

## What reviewers say

### AFmobile®

[App page](https://appshunter.io/ios/app/afmobile/id642876991)

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

**Highlights:** File and track claims, View policy coverage, Access EOBs, Check account balance, Store receipt images, Calculate pre-tax savings, Manage personal information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to file claims
- 👍 User-friendly app
- 💯 Excellent customer service
- ⚡️ Fast claim processing
- 🙌 Convenient mobile options

**What reviewers complain about**

- 🐛 Buggy app experience
- 🤔 Confusing claim submission process
- ⏱️ Slow response times
- 🤷‍♀️ Inconsistent information from representatives
- 📁 Issues with uploading/submitting documents

**Reported bugs**

- App crashing or freezing
- Incorrect claim information displayed
- Submitted claims disappearing or not processing
- Inability to upload all required documents

**Requested features**

- Allow pasting of information into form fields
- Improve calendar/date selection functionality
- Provide more transparency on claim status
- Add ability to view previously submitted documents
- Streamline the wellness/cancer claim submission process


### OMS Payment App

[App page](https://appshunter.io/ios/app/oms-payment-app/id1248859705)

This application facilitates schools in processing payments for various activities. It allows users to record cash, check, and credit card transactions, integrating with a school payment management portal.

**Highlights:** Receipt cash payments, Receipt check payments, Receipt credit card payments, Integrates with payment portal, School activity payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AFmobile® free?

AFmobile® is free to download, with no in-app purchases.

### Is OMS Payment App free?

OMS Payment App is free to download, with no in-app purchases.

### Which has better reviews, AFmobile® or OMS Payment App?

OMS Payment App is rated higher. AFmobile® averages 4.8 out of 5 from 83K ratings, while OMS Payment App averages 5.0 from 1 ratings.

### Do AFmobile® or OMS Payment App have ads?

Neither AFmobile® nor OMS Payment App shows ads.

### Which is updated more often, AFmobile® or OMS Payment App?

AFmobile® ships an update every 6 weeks, and OMS Payment App every 5 weeks. Most recently, AFmobile® was updated on September 28, 2026 and OMS Payment App on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*