# AFmobile® vs My Retirement

AFmobile® and My Retirement both sit at 4.8 stars, but that hides the real split: 85% of AFmobile®'s written reviews are positive against 50% of My Retirement's. AFmobile® also leads on ratings volume (83K vs 23K). My Retirement's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.6 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for AFmobile® against 4.8 for My Retirement. Both are backed by a comparable volume of ratings — 83K and 23K respectively. Written reviews are what separate them: 85% of AFmobile®'s written reviews are positive against 50% of My Retirement's.

AFmobile® ships an update every 6 weeks, My Retirement monthly. Both last shipped on September 25, 2026.

## The numbers

| Metric | AFmobile® | My Retirement |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (83K ratings)](https://appshunter.io/ios/app/afmobile/id642876991/reviews) | **[4.8 (23K ratings)](https://appshunter.io/ios/app/my-retirement/id1470333203/reviews)** |
| Number of ratings | **83K** | 23K |
| Positive reviews | **84.6% of reviews** | 49.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 47 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [American Fidelity Assurance Company](https://appshunter.io/developer/642876994) | [Nationwide Mutual Insurance](https://appshunter.io/developer/1319471084) |

## What reviewers say

### AFmobile®

[App page](https://appshunter.io/ios/app/afmobile/id642876991)

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

**Highlights:** File and track claims, View policy coverage, Access EOBs, Check account balance, Store receipt images, Calculate pre-tax savings, Manage personal information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to file claims
- 👍 User-friendly app
- 💯 Excellent customer service
- ⚡️ Fast claim processing
- 🙌 Convenient mobile options

**What reviewers complain about**

- 🐛 Buggy app experience
- 🤔 Confusing claim submission process
- ⏱️ Slow response times
- 🤷‍♀️ Inconsistent information from representatives
- 📁 Issues with uploading/submitting documents

**Reported bugs**

- App crashing or freezing
- Incorrect claim information displayed
- Submitted claims disappearing or not processing
- Inability to upload all required documents

**Requested features**

- Allow pasting of information into form fields
- Improve calendar/date selection functionality
- Provide more transparency on claim status
- Add ability to view previously submitted documents
- Streamline the wellness/cancer claim submission process


### My Retirement

[App page](https://appshunter.io/ios/app/my-retirement/id1470333203)

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

**Highlights:** Account balance viewing, Asset class breakdowns, Contribution management, Active loan viewing, Retirement readiness assessment, Fingerprint/facial recognition login

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and knowledgeable agents
- 🚀 Quick and easy to use
- 🔒 Secure and confident experience

**What reviewers complain about**

- 🐛 Clunky and buggy app
- 🔍 Limited functionality compared to website
- ⚠️ Frequent update issues

**Reported bugs**

- Login and update issues
- Crashes and freezes
- Unreliable and inconsistent performance

**Requested features**

- Improved navigation and UI
- Real-time investment tracking
- Ability to manage accounts and settings


## Frequently asked questions

### Is AFmobile® free?

AFmobile® is free to download, with no in-app purchases.

### Is My Retirement free?

My Retirement is free to download, with no in-app purchases.

### Which has better reviews, AFmobile® or My Retirement?

My Retirement is rated higher. AFmobile® averages 4.8 out of 5 from 83K ratings, while My Retirement averages 4.8 from 23K ratings.

### Do AFmobile® or My Retirement have ads?

Neither AFmobile® nor My Retirement shows ads.

### Which is updated more often, AFmobile® or My Retirement?

AFmobile® ships an update every 6 weeks, and My Retirement monthly. Most recently, AFmobile® was updated on September 25, 2026 and My Retirement on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*