# AFmobile® vs FNB Waverly Mobile

The clearest difference is monetization model: FNB Waverly Mobile at free against AFmobile®'s free with in-app purchases. FNB Waverly Mobile also leads on iOS requirement (15.0 vs 18.0). AFmobile®'s advantage is ratings volume (83K vs 43). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for AFmobile® against 4.7 for FNB Waverly Mobile. That said, the two scores are not equally well evidenced: AFmobile® has 83K ratings behind it against 43, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | AFmobile® | FNB Waverly Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (83K ratings)](https://appshunter.io/ios/app/afmobile/id642876991/reviews)** | [4.7 (43 ratings)](https://appshunter.io/ios/app/fnb-waverly-mobile/id1502022881/reviews) |
| Number of ratings | **83K** | 43 |
| Positive reviews | 84.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 68 MB | 148 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [American Fidelity Assurance Company](https://appshunter.io/developer/642876994) | [First National Bank of Waverly](https://appshunter.io/developer/1502022880) |

## What reviewers say

### AFmobile®

[App page](https://appshunter.io/ios/app/afmobile/id642876991)

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

**Highlights:** File and track claims, View policy coverage, Access EOBs, Check account balance, Store receipt images, Calculate pre-tax savings, Manage personal information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to file claims
- 👍 User-friendly app
- 💯 Excellent customer service
- ⚡️ Fast claim processing
- 🙌 Convenient mobile options

**What reviewers complain about**

- 🐛 Buggy app experience
- 🤔 Confusing claim submission process
- ⏱️ Slow response times
- 🤷‍♀️ Inconsistent information from representatives
- 📁 Issues with uploading/submitting documents

**Reported bugs**

- App crashing or freezing
- Incorrect claim information displayed
- Submitted claims disappearing or not processing
- Inability to upload all required documents

**Requested features**

- Allow pasting of information into form fields
- Improve calendar/date selection functionality
- Provide more transparency on claim status
- Add ability to view previously submitted documents
- Streamline the wellness/cancer claim submission process


### FNB Waverly Mobile

[App page](https://appshunter.io/ios/app/fnb-waverly-mobile/id1502022881)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. It offers convenient access to your banking needs anytime, anywhere.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Deposit checks, Manage payees

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AFmobile® free?

AFmobile® is free to download, with no in-app purchases.

### Is FNB Waverly Mobile free?

FNB Waverly Mobile is free to download, with no in-app purchases.

### Which has better reviews, AFmobile® or FNB Waverly Mobile?

AFmobile® is rated higher. AFmobile® averages 4.8 out of 5 from 83K ratings, while FNB Waverly Mobile averages 4.7 from 43 ratings.

### Do AFmobile® or FNB Waverly Mobile have ads?

Neither AFmobile® nor FNB Waverly Mobile shows ads.

### Which is updated more often, AFmobile® or FNB Waverly Mobile?

AFmobile® ships an update monthly, and FNB Waverly Mobile monthly. Most recently, AFmobile® was updated on November 10, 2026 and FNB Waverly Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*