# AFmobile® vs MidFirst Bank

AFmobile® and MidFirst Bank both sit at 4.8 stars, but that hides the real split: 85% of AFmobile®'s written reviews are positive against 11% of MidFirst Bank's. AFmobile® also leads on ratings volume (83K vs 4.4K). MidFirst Bank's advantage is monetization model (free vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for AFmobile® against 4.9 for MidFirst Bank. That said, the two scores are not equally well evidenced: AFmobile® has 83K ratings behind it against 4.4K, so its average is the more settled of the two. Written reviews are what separate them: 85% of AFmobile®'s written reviews are positive against 11% of MidFirst Bank's.

AFmobile® ships an update every 6 weeks, MidFirst Bank monthly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | AFmobile® | MidFirst Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (83K ratings)](https://appshunter.io/ios/app/afmobile/id642876991/reviews) | **[4.9 (4.4K ratings)](https://appshunter.io/ios/app/midfirst-bank/id1637975302/reviews)** |
| Number of ratings | **83K** | 4.4K |
| Positive reviews | **84.6% of reviews** | 11.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 301 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [American Fidelity Assurance Company](https://appshunter.io/developer/642876994) | [MidFirst Bank](https://appshunter.io/developer/526401874) |

## What reviewers say

### AFmobile®

[App page](https://appshunter.io/ios/app/afmobile/id642876991)

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

**Highlights:** File and track claims, View policy coverage, Access EOBs, Check account balance, Store receipt images, Calculate pre-tax savings, Manage personal information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to file claims
- 👍 User-friendly app
- 💯 Excellent customer service
- ⚡️ Fast claim processing
- 🙌 Convenient mobile options

**What reviewers complain about**

- 🐛 Buggy app experience
- 🤔 Confusing claim submission process
- ⏱️ Slow response times
- 🤷‍♀️ Inconsistent information from representatives
- 📁 Issues with uploading/submitting documents

**Reported bugs**

- App crashing or freezing
- Incorrect claim information displayed
- Submitted claims disappearing or not processing
- Inability to upload all required documents

**Requested features**

- Allow pasting of information into form fields
- Improve calendar/date selection functionality
- Provide more transparency on claim status
- Add ability to view previously submitted documents
- Streamline the wellness/cancer claim submission process


### MidFirst Bank

[App page](https://appshunter.io/ios/app/midfirst-bank/id1637975302)

Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, deposit checks, and control your cards. You can also send money to others and find banking locations.

**Highlights:** Check account balances and transactions, Transfer funds between accounts, Deposit checks remotely, Send money with Zelle®, Lock/unlock debit and credit cards, Pay bills and manage payees, Find banking locations and schedule appointments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Increased security features
- 👍 Intuitive and user-friendly interface
- 💡 Expanded functionality and new features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and long load times
- 🔍 Difficulty navigating and accessing information
- 🔌 Unreliable connectivity and login issues

**Reported bugs**

- Inconsistent account balance calculations
- Frequent unexpected logouts
- Inability to access certain account details
- Plaid connection issues after update

**Requested features**

- Restore previous app functionality
- Improve transaction history and balance visibility
- Add check image viewing capability
- Enhance third-party app integration


## Frequently asked questions

### Is AFmobile® free?

AFmobile® is free to download, with no in-app purchases.

### Is MidFirst Bank free?

MidFirst Bank is free to download, with no in-app purchases.

### Which has better reviews, AFmobile® or MidFirst Bank?

MidFirst Bank is rated higher. AFmobile® averages 4.8 out of 5 from 83K ratings, while MidFirst Bank averages 4.9 from 4.4K ratings.

### Do AFmobile® or MidFirst Bank have ads?

Neither AFmobile® nor MidFirst Bank shows ads.

### Which is updated more often, AFmobile® or MidFirst Bank?

AFmobile® ships an update every 6 weeks, and MidFirst Bank monthly. Most recently, AFmobile® was updated on September 24, 2026 and MidFirst Bank on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*