# AFmobile® vs Ohoo

The clearest difference is update cadence: Ohoo at every 3 days against AFmobile®'s monthly. Ohoo also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 84%). AFmobile®'s advantage is ratings volume (83K vs 13). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ohoo holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: AFmobile® has 83K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 84% of AFmobile®'s written reviews are positive against 100% of Ohoo's.

AFmobile® ships an update monthly, Ohoo every 3 days. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | AFmobile® | Ohoo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (83K ratings)](https://appshunter.io/ios/app/afmobile/id642876991/reviews) | **[5.0 (13 ratings)](https://appshunter.io/ios/app/ohoo-split-group-expenses/id6811393419/reviews)** |
| Number of ratings | **83K** | 13 |
| Positive reviews | 84.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 67 MB | 5 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [American Fidelity Assurance Company](https://appshunter.io/developer/642876994) | [ZIND LLC](https://appshunter.io/developer/6811393421) |

## What reviewers say

### AFmobile®

[App page](https://appshunter.io/ios/app/afmobile/id642876991)

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

**Highlights:** File and track claims, View policy coverage, Access EOBs, Check account balance, Store receipt images, Calculate pre-tax savings, Manage personal information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to file claims
- 👍 User-friendly app
- 💯 Excellent customer service
- ⚡️ Fast claim processing
- 🙌 Convenient mobile options

**What reviewers complain about**

- 🐛 Buggy app experience
- 🤔 Confusing claim submission process
- ⏱️ Slow response times
- 🤷‍♀️ Inconsistent information from representatives
- 📁 Issues with uploading/submitting documents

**Reported bugs**

- App crashing or freezing
- Incorrect claim information displayed
- Submitted claims disappearing or not processing
- Inability to upload all required documents

**Requested features**

- Allow pasting of information into form fields
- Improve calendar/date selection functionality
- Provide more transparency on claim status
- Add ability to view previously submitted documents
- Streamline the wellness/cancer claim submission process


### Ohoo

[App page](https://appshunter.io/ios/app/ohoo-split-group-expenses/id6811393419)

Effortlessly manage shared expenses with friends, roommates, or travel companions. This app automatically tracks who paid, who owes, and calculates the simplest way to settle up, eliminating the need for manual calculations or chasing payments.

**Highlights:** Split expenses equally, by exact amount, percentage, or shares, Automatic calculation of minimal payments for settlement, Create ongoing or trip-specific groups, Attach receipt photos to expenses, Organize expenses with categories, Export data as PDF or CSV, View deleted expenses in history

**In-app purchases:** none


## Frequently asked questions

### Is AFmobile® free?

AFmobile® is free to download, with no in-app purchases.

### Is Ohoo free?

Ohoo is free to download, with no in-app purchases.

### Which has better reviews, AFmobile® or Ohoo?

Ohoo is rated higher. AFmobile® averages 4.8 out of 5 from 83K ratings, while Ohoo averages 5.0 from 13 ratings.

### Do AFmobile® or Ohoo have ads?

Neither AFmobile® nor Ohoo shows ads.

### Which is updated more often, AFmobile® or Ohoo?

AFmobile® ships an update monthly, and Ohoo every 3 days. Most recently, AFmobile® was updated on October 18, 2026 and Ohoo on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*