# HealthEquity Mobile vs MCCU

The clearest difference is rating: MCCU at 5.0 against HealthEquity Mobile's 4.3. HealthEquity Mobile's advantage is update cadence (every 3 weeks vs every 5 months) and ratings volume (15K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCCU holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: HealthEquity Mobile has 15K ratings behind it against 2, so its average is the more settled of the two.

HealthEquity Mobile ships an update every 3 weeks, MCCU every 5 months. The most recent releases landed on November 1, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | HealthEquity Mobile | MCCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (15K ratings)](https://appshunter.io/ios/app/healthequity-mobile/id642959434/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mccu/id878669356/reviews)** |
| Number of ratings | **15K** | 2 |
| Positive reviews | 8.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 months |
| Monetization | Free | Free |
| Best chart rank | **#109** | — |
| Size | 123 MB | 30 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [HealthEquity](https://appshunter.io/developer/387974886) | [Mcpherson Coop Credit Union](https://appshunter.io/developer/1459178827) |

## What reviewers say

### HealthEquity Mobile

[App page](https://appshunter.io/ios/app/healthequity-mobile/id642959434)

**Currently charting:** #109 Top Free · Finance (US App Store)

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

**Highlights:** On-the-go account access and history, Submit claims and payments, Manage debit cards, HSA investment management, Document upload for claims, Account activation and sign-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Easy to navigate
- 💰 Helpful for managing medical expenses
- 📊 Provides clear account balance information

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- 🔒 Security issues causing login problems
- 📁 Unreliable document upload and attachment functionality
- 🕰️ Slow app performance
- 🤔 Confusing and counter-intuitive workflows

**Reported bugs**

- Incorrect account balance display
- Inability to log in or access account
- Disappearing or corrupted expense documentation
- Reimbursement requests failing to process

**Requested features**

- Allow saving of provider information to avoid repeated entry
- Improve visibility and status tracking of reimbursement requests
- Provide better integration between mobile app and web portal
- Optimize receipt capture to handle non-square formats


### MCCU

[App page](https://appshunter.io/ios/app/mccu/id878669356)

Manage your credit union accounts conveniently from your mobile device. Access account balances, transfer funds, view transaction details, and deposit checks remotely. An ATM locator and contact information are also readily available.

**Highlights:** Account information access, ATM locator, Remote Deposit Capture, Detailed transaction viewing, Fund transfers, Check image viewing

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HealthEquity Mobile free?

HealthEquity Mobile is free to download, with no in-app purchases.

### Is MCCU free?

MCCU is free to download, with no in-app purchases.

### Which has better reviews, HealthEquity Mobile or MCCU?

MCCU is rated higher. HealthEquity Mobile averages 4.3 out of 5 from 15K ratings, while MCCU averages 5.0 from 2 ratings.

### Do HealthEquity Mobile or MCCU have ads?

Neither HealthEquity Mobile nor MCCU shows ads.

### Which is updated more often, HealthEquity Mobile or MCCU?

HealthEquity Mobile ships an update every 3 weeks, and MCCU every 5 months. Most recently, HealthEquity Mobile was updated on November 1, 2026 and MCCU on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*