# BLKB Banking vs Cembra App

The clearest difference is update cadence: Cembra App at every 3 weeks against BLKB Banking's every 2 months. Cembra App also leads on ratings volume (68 vs 20). BLKB Banking's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for BLKB Banking against 4.5 for Cembra App. Both are backed by a comparable volume of ratings — 20 and 68 respectively.

BLKB Banking ships an update every 2 months, Cembra App every 3 weeks. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | BLKB Banking | Cembra App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (20 ratings)](https://appshunter.io/ios/app/blkb-banking/id644269055/reviews) | [4.5 (68 ratings)](https://appshunter.io/ios/app/cembra-app/id1592458781/reviews) |
| Number of ratings | 20 | **68** |
| Positive reviews | — | 41.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 48 MB | 322 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BLKB](https://appshunter.io/developer/644269058) | [Cembra Money Bank AG](https://appshunter.io/developer/1441135426) |

## What reviewers say

### BLKB Banking

[App page](https://appshunter.io/ios/app/blkb-banking/id644269055)

Manage your finances on the go with this banking app. Check balances, make payments, scan bills, and track your cards. Access stock market data and trade securities.

**Highlights:** Account balance checks, Payment processing, Bill scanning, Card management, Stock market data access, Securities trading, Personalized homepage

**Features:** macOS Compatibility

**In-app purchases:** none


### Cembra App

[App page](https://appshunter.io/ios/app/cembra-app/id1592458781)

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

**Highlights:** Real-time purchase tracking, Card PIN retrieval, Credit card suspension, Add card to Apple Wallet, Track credit card payments, Access monthly statements, Secure Touch ID/Face ID login

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BLKB Banking free?

BLKB Banking is free to download, with no in-app purchases.

### Is Cembra App free?

Cembra App is free to download, with no in-app purchases.

### Which has better reviews, BLKB Banking or Cembra App?

BLKB Banking and Cembra App are both rated 4.5 out of 5 on the App Store, from 20 and 68 ratings respectively.

### Do BLKB Banking or Cembra App have ads?

Neither BLKB Banking nor Cembra App shows ads.

### Which is updated more often, BLKB Banking or Cembra App?

BLKB Banking ships an update every 2 months, and Cembra App every 3 weeks. Most recently, BLKB Banking was updated on October 23, 2026 and Cembra App on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*