# BLKB Banking vs UBS TWINT

The clearest difference is rating: UBS TWINT at 4.9 against BLKB Banking's 4.5. UBS TWINT also leads on ratings volume (1.7K vs 20). BLKB Banking's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBS TWINT holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: UBS TWINT has 1.7K ratings behind it against 20, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | BLKB Banking | UBS TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (20 ratings)](https://appshunter.io/ios/app/blkb-banking/id644269055/reviews) | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** |
| Number of ratings | 20 | **1.7K** |
| Positive reviews | — | 32.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 48 MB | 59 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BLKB](https://appshunter.io/developer/644269058) | [UBS AG](https://appshunter.io/developer/369153318) |

## What reviewers say

### BLKB Banking

[App page](https://appshunter.io/ios/app/blkb-banking/id644269055)

Manage your finances on the go with this banking app. Check balances, make payments, scan bills, and track your cards. Access stock market data and trade securities.

**Highlights:** Account balance checks, Payment processing, Bill scanning, Card management, Stock market data access, Securities trading, Personalized homepage

**Features:** macOS Compatibility

**In-app purchases:** none


### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


## Frequently asked questions

### Is BLKB Banking free?

BLKB Banking is free to download, with no in-app purchases.

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Which has better reviews, BLKB Banking or UBS TWINT?

UBS TWINT is rated higher. BLKB Banking averages 4.5 out of 5 from 20 ratings, while UBS TWINT averages 4.9 from 1.7K ratings.

### Do BLKB Banking or UBS TWINT have ads?

Neither BLKB Banking nor UBS TWINT shows ads.

### Which is updated more often, BLKB Banking or UBS TWINT?

BLKB Banking ships an update every 2 months, and UBS TWINT every 2 months. Most recently, BLKB Banking was updated on October 23, 2026 and UBS TWINT on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*