# Tatra banka VIAMO vs SMARTIE

The clearest difference is review sentiment: Tatra banka VIAMO at 52% against SMARTIE's 0%. Tatra banka VIAMO also leads on update cadence (every 5 months vs every 12 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tatra banka VIAMO ships an update every 5 months, SMARTIE every 12 months. The most recent releases landed on October 13, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Tatra banka VIAMO | SMARTIE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/tatra-banka-viamo/id644270145/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | **52.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 12 months |
| Monetization | Free | Free |
| Size | 28 MB | 39 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Tatra banka, a.s.](https://appshunter.io/developer/397756799) | [365.bank, a. s.](https://appshunter.io/developer/568391956) |

## What reviewers say

### Tatra banka VIAMO

[App page](https://appshunter.io/ios/app/tatra-banka-viamo/id644270145)

Easily send and receive money using just a phone number. Pay for goods and services at select merchants or request payments from others. Ideal for quick, secure financial transactions without needing bank account details.

**Highlights:** Send money via phone number, Receive money instantly, Pay for goods and services, Request payments, Split bills, Transaction overview

**Features:** macOS Compatibility

**In-app purchases:** none


### SMARTIE

[App page](https://appshunter.io/ios/app/smartie/id1523045604)

This app helps children aged 8-15 understand the value of money, learn to save, and make secure card payments. It links to a parent's adult account, allowing kids to manage their own savings while parents monitor spending and set limits.

**Highlights:** Manage personal savings, Set spending limits, Send allowance directly, Block lost cards, Financial literacy quizzes, To-do list for tasks

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Tatra banka VIAMO free?

Tatra banka VIAMO is free to download, with no in-app purchases.

### Is SMARTIE free?

SMARTIE is free to download, with no in-app purchases.

### Do Tatra banka VIAMO or SMARTIE have ads?

Neither Tatra banka VIAMO nor SMARTIE shows ads.

### Which is updated more often, Tatra banka VIAMO or SMARTIE?

Tatra banka VIAMO ships an update every 5 months, and SMARTIE every 12 months. Most recently, Tatra banka VIAMO was updated on October 13, 2026 and SMARTIE on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*