# Thumb Mobile vs SpiritPay

The clearest difference is iOS requirement: Thumb Mobile at 15.0 against SpiritPay's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Thumb Mobile ships an update every 4 months, SpiritPay every 5 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Thumb Mobile | SpiritPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (450 ratings)](https://appshunter.io/ios/app/thumb-mobile/id644276822/reviews)** | — |
| Number of ratings | **450** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | Ad-supported | — |
| Size | 99 MB | 66 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [THUMB BANK & TRUST](https://appshunter.io/developer/644276825) | [Skybound Solutions, LLC](https://appshunter.io/developer/1876944568) |

## What reviewers say

### Thumb Mobile

[App page](https://appshunter.io/ios/app/thumb-mobile/id644276822)

Manage your finances conveniently from your mobile device. Access your accounts and perform banking tasks on the go, anytime and anywhere.

**Highlights:** Manage money anytime, Manage money anywhere, Mobile banking, Account access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### SpiritPay

[App page](https://appshunter.io/ios/app/spiritpay/id6760036027)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Thumb Mobile free?

Thumb Mobile is free to download, with no in-app purchases.

### Is SpiritPay free?

SpiritPay is free to download, with no in-app purchases.

### Do Thumb Mobile or SpiritPay have ads?

Neither Thumb Mobile nor SpiritPay shows ads.

### Which is updated more often, Thumb Mobile or SpiritPay?

Thumb Mobile ships an update every 4 months, and SpiritPay every 5 months. Most recently, Thumb Mobile was updated on November 1, 2026 and SpiritPay on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*