# Credence vs COA Teams

The clearest difference is review sentiment: COA Teams at 100% against Credence's 10%. COA Teams also leads on rating (4.8 vs 3.9) and update cadence (fortnightly vs every 2 months). Credence's advantage is in-app purchases (none vs 4) and ratings volume (508 vs 6). On price, ads and iOS requirement there is nothing between them.

Both are free to download. COA Teams sells 4 in-app purchases, starting at $7.49 per month. Credence asks for nothing beyond the download.

COA Teams holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Credence has 508 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 10% of Credence's written reviews are positive against 100% of COA Teams's.

Credence ships an update every 2 months, COA Teams fortnightly. The most recent releases landed on October 18, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Credence | COA Teams |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (508 ratings)](https://appshunter.io/ios/app/credence/id6443386561/reviews) | **[4.8 (6 ratings)](https://appshunter.io/ios/app/coa-teams/id6799260581/reviews)** |
| Number of ratings | **508** | 6 |
| Positive reviews | 9.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Subscription |
| Size | 29 MB | 46 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [UTIC Insurance Company](https://appshunter.io/developer/1441571934) | [JEFFREY WERNER](https://appshunter.io/developer/6799260583) |

## What reviewers say

### Credence

[App page](https://appshunter.io/ios/app/credence/id6443386561)

Access your health plan details, claims, and benefits on the go. Easily view your member ID card, track spending, and find in-network providers. Securely communicate with customer service for a streamlined experience.

**Highlights:** Log in with Touch/Face ID, Check claims and benefits, View member ID card, Track deductible and out-of-pocket spend, Find in-network providers, Secure customer service communication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 On-the-go information access
- 👍 Virtual card is nice
- 🚀 Faster experience (one review)
- 👍 Good so far (two reviews)

**What reviewers complain about**

- 🐛 App never works
- 🐛 App is terrible
- 🐛 App is not user friendly
- 🐛 App is archaic
- 🐛 App is useless

**Reported bugs**

- App will not let me view network
- App never works for looking up doctors
- Unable to see claims submitted over a month ago
- ID verification via text/email does not work
- App freezes and does not load properly

**Requested features**

- Invest in human-centered design for better UX
- Improve ID verification process (text/email)
- Allow adding ID card to Apple Wallet
- Provide clear information on what is paid and owed
- Display deductible and OOP status


### COA Teams

[App page](https://appshunter.io/ios/app/coa-teams/id6799260581)

This app transforms daily discipline into a collaborative effort, making consistency visible and rewarding. It helps individuals and teams master essential habits, track progress, and stay motivated through gamified achievements and built-in communication tools.

**Highlights:** Team-based habit tracking, Daily essential habit dashboard, Weekly mindset program, Progress reporting, One-tap logging, Gamified achievements (badges, streaks), Smart reminders, Built-in team messaging

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| COA Basic (Monthly) | $7.49 | per month |
| COA Teams (Monthly) | $14.99 | per month |
| COA Basic (Annual) | $79.99 | per year |
| COA Teams (Annual) | $162.99 | per year |


## Frequently asked questions

### Is Credence free?

Credence is free to download, with no in-app purchases.

### Is COA Teams free?

COA Teams is free to download, with in-app purchases available.

### Which has better reviews, Credence or COA Teams?

COA Teams is rated higher. Credence averages 3.9 out of 5 from 508 ratings, while COA Teams averages 4.8 from 6 ratings.

### Do Credence or COA Teams have ads?

Neither Credence nor COA Teams shows ads.

### Which is updated more often, Credence or COA Teams?

Credence ships an update every 2 months, and COA Teams fortnightly. Most recently, Credence was updated on October 18, 2026 and COA Teams on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*