# Spendy vs Saving Diary

The clearest difference is rating: Spendy at 5.0 against Saving Diary's 4.0. Spendy also leads on ads (none vs shown) and update cadence (every 4 days vs monthly). Saving Diary's advantage is iOS requirement (15.1 vs 26.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spendy sells 3 in-app purchases, starting at $1.99 per month and Saving Diary sells 2 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

Spendy holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 6 and 3 respectively.

Spendy ships an update every 4 days, Saving Diary monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Spendy | Saving Diary |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/spendy-expense-tracker-diary/id6443419421/reviews)** | [4.0 (3 ratings)](https://appshunter.io/ios/app/saving-diary-money-manager/id6464059456/reviews) |
| Number of ratings | **6** | 3 |
| Positive reviews | 96.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Monthly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 56 MB | 55 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [dasol kim](https://appshunter.io/developer/1645554263) | [PT Reksa Karya Digital](https://appshunter.io/developer/1705409671) |

## What reviewers say

### Spendy

[App page](https://appshunter.io/ios/app/spendy-expense-tracker-diary/id6443419421)

A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.

**Highlights:** iCloud Shared Budget, Quick Expense Entry, Budget as a Diary, Tag Management, Calendar & Reminders Integration, Automation Support

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Day Money Premium Monthly Plan | $1.99 | per month |
| Day Money Premium Yearly Plan | $9.99 | per year |
| Day Money Premium Lifetime | $19.99 | one-time |


### Saving Diary

[App page](https://appshunter.io/ios/app/saving-diary-money-manager/id6464059456)

Manage your finances effortlessly by tracking expenses, setting savings goals, and creating budgets. This app helps you monitor debts, organize money across multiple wallets, and gain insights into spending habits with detailed reports. It offers offline functionality and data export for complete financial control.

**Highlights:** Track expenses and income, Set and monitor savings goals, Manage debt repayment, Organize finances with multi-wallet support, Create budgets and view reports, Export and import financial data, Offline mode for data security

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $1.49 | per month |
| Annual Plan | $9.90 | per year |


## Frequently asked questions

### Is Spendy free?

Spendy is free to download, with in-app purchases available.

### Is Saving Diary free?

Saving Diary is free to download, with in-app purchases available.

### Which has better reviews, Spendy or Saving Diary?

Spendy is rated higher. Spendy averages 5.0 out of 5 from 6 ratings, while Saving Diary averages 4.0 from 3 ratings.

### Do Spendy or Saving Diary have ads?

Saving Diary shows ads; Spendy does not.

### Which is updated more often, Spendy or Saving Diary?

Spendy ships an update every 4 days, and Saving Diary monthly. Most recently, Spendy was updated on November 3, 2026 and Saving Diary on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*