# Spendy vs Flow

The clearest difference is price: Spendy at Free against Flow's $2.99. Spendy also leads on device support (3 vs 1). Flow's advantage is in-app purchases (none vs 5) and iOS requirement (17.0 vs 26.0). On update cadence and ads there is nothing between them.

Spendy is free to download; Flow costs $2.99 up front. Spendy sells 5 in-app purchases, starting at $1.99 per month. Flow asks for nothing beyond the download.

Spendy ships an update every 4 days, Flow every 3 days. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Spendy | Flow |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/spendy-expense-tracker-diary/id6443419421/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 96.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 56 MB | 7 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [dasol kim](https://appshunter.io/developer/1645554263) | [Haeseong Jung](https://appshunter.io/developer/1631768957) |

## What reviewers say

### Spendy

[App page](https://appshunter.io/ios/app/spendy-expense-tracker-diary/id6443419421)

A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.

**Highlights:** iCloud Shared Budget, Quick Expense Entry, Budget as a Diary, Tag Management, Calendar & Reminders Integration, Automation Support

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Day Money Premium Monthly Plan | $1.99 | per month |
| Day Money Premium Yearly Plan | $9.99 | per year |
| 50% off Premium Lifetime | $9.99 | one-time |
| Day Money Premium Lifetime | $14.99 | one-time |
| Day Money Premium Lifetime | $19.99 | one-time |


### Flow

[App page](https://appshunter.io/ios/app/flow-ai-expense-tracker/id6759516732)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spendy free?

Spendy is free to download, with in-app purchases available.

### Is Flow free?

Flow costs $2.99, with no in-app purchases.

### Do Spendy or Flow have ads?

Neither Spendy nor Flow shows ads.

### Which is updated more often, Spendy or Flow?

Spendy ships an update every 4 days, and Flow every 3 days. Most recently, Spendy was updated on October 19, 2026 and Flow on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*