# Santapay vs MIS Pay

The clearest difference is ads: Santapay at none against MIS Pay's shown. Santapay also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Santapay ships an update weekly, MIS Pay every 11 days. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Santapay | MIS Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.4 (45 ratings)](https://appshunter.io/ios/app/mis-pay/id6443602765/reviews)** |
| Number of ratings | — | **45** |
| Positive reviews | — | 63.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 11 days |
| Monetization | — | Free with in-app purchases |
| Size | 31 MB | 97 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [SMARTSHIFT SOLUTION COMPANY LIMITED](https://appshunter.io/developer/1467462960) | [MIS Forward](https://appshunter.io/developer/1640327273) |

## What reviewers say

### Santapay

[App page](https://appshunter.io/ios/app/santapay/id6443444403)

**Features:** macOS Compatibility

**In-app purchases:** none


### MIS Pay

[App page](https://appshunter.io/ios/app/mis-pay/id6443602765)

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

**Highlights:** Buy now, pay later, Zero interest installments, Transparent payment schedule, Manage purchases and payments, Exclusive partner discounts, Secure and simple to use

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Santapay free?

Santapay is free to download, with no in-app purchases.

### Is MIS Pay free?

MIS Pay is free to download, with no in-app purchases.

### Do Santapay or MIS Pay have ads?

MIS Pay shows ads; Santapay does not.

### Which is updated more often, Santapay or MIS Pay?

Santapay ships an update weekly, and MIS Pay every 11 days. Most recently, Santapay was updated on October 7, 2026 and MIS Pay on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*