# SIMS LTD vs Paydown

The clearest difference is in-app purchases: SIMS LTD at none against Paydown's 3. SIMS LTD also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Paydown's advantage is update cadence (every 10 days vs every 2 months). On price and ads there is nothing between them.

Both are free to download. Paydown sells 3 in-app purchases, starting at $2.99 per month. SIMS LTD asks for nothing beyond the download.

SIMS LTD ships an update every 2 months, Paydown every 10 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | SIMS LTD | Paydown |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/sims-ltd/id6443445525/reviews)** | — |
| Number of ratings | **6** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free | — |
| Size | 77 MB | 4 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Stanbic Bank](https://appshunter.io/developer/1475616364) | [Onur Tavil](https://appshunter.io/developer/6771764983) |

## What reviewers say

### SIMS LTD

[App page](https://appshunter.io/ios/app/sims-ltd/id6443445525)

Plan and invest in various managed solutions from your mobile device. Track your balance, view gains, and manage transactions like deposits and withdrawals. Utilize an investment calculator and access FAQs for smart financial planning.

**Highlights:** View investment balance and gains, Track transactions, Request investment statements, Make deposits and withdrawals, Investment planning calculator, Access investing FAQs

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Paydown

[App page](https://appshunter.io/ios/app/paydown-budget-and-expense/id6794654062)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paydown Pro — Monthly | $2.99 | per month |
| Paydown Pro — Yearly | $29.99 | per year |
| Paydown Pro — Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is SIMS LTD free?

SIMS LTD is free to download, with no in-app purchases.

### Is Paydown free?

Paydown is free to download, with in-app purchases available.

### Do SIMS LTD or Paydown have ads?

Neither SIMS LTD nor Paydown shows ads.

### Which is updated more often, SIMS LTD or Paydown?

SIMS LTD ships an update every 2 months, and Paydown every 10 days. Most recently, SIMS LTD was updated on October 24, 2026 and Paydown on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*